3545 Heathcliff Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 3545 Heathcliff Rd, Concord, NC 28025

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (Apr 2023)
Deeds & Mortgages	Apr 2023 Sale & Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5559 53 1038`

Property Details

APN / Parcel Number

Primary APN	`5559 53 1038`
Alternative APNs	`09001 0016.110000` `133534` `170658`

Exterior

Lot Area	56,192 sqft (1.29 acres)
Lot Width	71 ft Width

Location & Zoning

Account Number	170658
Street Address	3545 HEATHCLIFF RD
City	CONCORD
State	NC
Zip	28025-0458
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AO
Legal Description	NORTH SIDE NOT ADJ HEATHCLIFF RD
Legal Subdivision	MIAMI CHURCH RD
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2002
Census Tract	41602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3555 HEATHCLIFF RD, CONCORD, NC 28025-0458
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Warranty Deed, Transfer · Line of Credit THE FIRST BANK & TRUST CO OF MURPHYSBORO
Oct 11, 2019	Warranty Deed, Transfer FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on Record
Deed Sale	Apr 6, 2023 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	20236575
Deed Book / Page	16437 / 252
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 6, 2023
Property Address	3545 HEATHCLIFF RD, CONCORD, NC 28025-0458
Document Number	0016437252
Book / Page	16437 / 252
Instrument Date	Apr 5, 2023
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 FRUTCHEY RD, MOUNT GILEAD, NC 27306-9338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 HEATHCLIFF RD, CONCORD, NC 28025-0458

Mortgage

Document Number	0016437256
Date	Apr 6, 2023
Book Page	16437/256

Lender

Name	THE FIRST BANK & TRUST CO OF MURPHYSBORO
Type	Bank
Address	ABINGDON, VA 24212

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 11, 2019
Property Address	3545 HEATHCLIFF RD, CONCORD, NC 28025-0458
Document Number	13778334
Book / Page	013778 / 000334
Instrument Date	Oct 11, 2019
Instrument	28094
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3555 HEATHCLIFF RD CONCORD NC 280250458, CONCORD, NC 28025-0458

Mortgage

Document Number	13778338
Date	Oct 11, 2019
Book Page	013778/000338
Instrument	28095

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	CONCORD, NC 28026-0451

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Oct 10, 2031

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$580 (-)
2024		$43,430 (+99.95%) Land $43,430
2023	$580	$21,720 Land $21,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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