3891 Heathcliff Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 3891 Heathcliff Rd, Concord, NC 28025

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2 ba · 1,792 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2023)
Tax Bill	$1,301 (2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5559 40 7541`

Property Details

APN / Parcel Number

Primary APN	`5559 40 7541`
Alternative APNs	`09007 0003.200000` `128288` `165454`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	1,840 sqft
1st Floor Area	1,792 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Width	148 ft Width
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	165454
Street Address	3891 HEATHCLIFF RD
City	CONCORD
State	NC
Zip	28025-0461
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	AO
Legal Description	SOUTH SIDE HEATHCLIFF RD
Legal Subdivision	MIAMI CHURCH RD
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2038
Census Tract	41602

Owner

3891 Heathcliff Rd, a residential property, is owned and occupied by two individuals who bought it in September 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3891 HEATHCLIFF RD, CONCORD, NC 28025-0461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 31, 2019	Grant Deed, Transfer HOMESIDE FIN'L
Apr 4, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on File
Deed Sale	Sep 21, 2023 · Amount on File
Prior Sale	Jan 31, 2019 · Amount on File
Deed Document Number	202319646
Deed Book / Page	16655 / 68
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 21, 2023
Property Address	3891 HEATHCLIFF RD, CONCORD, NC 28025-0461
Document Number	0001665568
Book / Page	16655 / 68
Instrument Date	Sep 21, 2023
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3120 PENNINGER RD, CONCORD, NC 28025-1583

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3891 HEATHCLIFF RD, CONCORD, NC 28025-0461

Mortgage

Document Number	0166550071
Date	Sep 21, 2023
Instrument	16655-0071

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 31, 2019
Property Address	3891 HEATHCLIFF RD, CONCORD, NC 28025-0461
Document Number	1335794
Book / Page	013357 / 000094
Instrument Date	Jan 24, 2019
Instrument	2293
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3891 HEATHCLIFF RD CONCORD NC 280250461, CONCORD, NC 28025-0461

Mortgage

Document Number	1335797
Date	Jan 31, 2019
Book Page	013357/000097
Instrument	2294

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2049

Mortgage

Document Number	13357107,
Date	Jan 31, 2019
Book Page	013357/000107
Instrument	2295

Lender

Name	HOUSING FIN AGCY
Address	PO BOX 28066, RALEIGH, NC 27611-8066

Agreement

Amount	Amount on Record

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 4, 2017
Property Address	3891 HEATHCLIFF RD, CONCORD, NC 28025-0461
Document Number	12428300
Book / Page	012428 / 000300
Instrument Date	Mar 20, 2017
Instrument	8266
Transaction Type	Foreclosure
Record Updated	Apr 13, 2017

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3701 REGENT BLVD IRVING TX 750632312, IRVING, TX 75063-2312
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,730 Land $48,340 Building $228,390
2024			$276,730 (+76.55%) Land $48,340 Building $228,390
2023	$1,301.00	$156,740 Land $24,170 Building $132,570	$156,740 Land $24,170 Building $132,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3891 Heathcliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3891 Heathcliff Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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