Pasco County property record for 3545 Harvard Dr, Holiday, FL 34691
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,604 sqft · built 1968 |
| Lot Size | 0.119 acres (5,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,000 (Jul 2011) |
| Tax Bill | $769 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 36-26-15-0790-00000-2330 |
| Primary APN | 36-26-15-0790-00000-2330 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,185 sqft (0.119 acres) |
| Garage Type | Carport |
| Garage Area | 192 sqft |
| Carport | Carport |
| Carport Area | 192 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Pool Area | 240 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3545 HARVARD DR |
|---|---|
| City | HOLIDAY |
| State | FL |
| Zip | 34691-4930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | HOLIDAY LAKE ESTATES UNIT 4 PB 9 PG 62 LOT 233 OR 8571 PG 3455 |
| Legal Range | 15E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | HOLIDAY LAKE ESTATES |
| Legal Tract | 790 |
| Legal Lot Number | 233 |
| Legal Unit | 4 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30412 |
3545 Harvard Dr is owned and occupied by an individual who bought it in July 2011.
Source: Pasco County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3545 HARVARD DR, HOLIDAY, FL 34691-4930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Nov 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Mar 24, 2018 | Deed of Trust, Mortgage · Line of Credit WFB NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2011 · Amount on File |
| Deed Sale | Jul 11, 2011 · Amount on File |
| Prior Sale | Dec 15, 2010 · Amount on File |
| Deed Document Number | 2011105713 |
| Deed Book / Page | 8571 / 3455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3545 HARVARD DR, HOLIDAY, FL 34691-4930 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3545 HARVARD DR, HOLIDAY, FL 34691-4930 |
| Document Number | 0107653857 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 10765/3857 |
| Instrument | 2023025234 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Feb 9, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3545 HARVARD DR, HOLIDAY, FL 34691-4930 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | HILLSBOROUGH TITLE INC, HILLSBOROUGH TITLE |
| Name | Verified Name |
|---|---|
| Address | 3545 HARVARD DR, HOLIDAY, FL 34691-4930 |
| Document Number | 0104801151 |
|---|---|
| Date | Nov 6, 2021 |
| Book Page | 10480/1151 |
| Instrument | 2021240836 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3545 HARVARD DR, HOLIDAY, FL 34691-4930 |
| Document Number | 0097043880 |
| Instrument Date | Mar 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3545 HARVARD DR HOLIDAY FL 346914930, HOLIDAY, FL 34691-4930 |
| Document Number | 0097043880 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 009704/003880 |
| Instrument | 57667 |
| Name | WFB NA |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3545 Harvard Dr was $769 with a homeowner's exemption.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,710 (+2.89%) | $215,209 (-2.27%) Land $36,710 Building $178,499 | |
| 2025 | $769.00 Homeowner's exemption | $66,780 Land $36,710 Building $30,070 | $220,209 Land $36,710 Building $183,499 |
| 2023 | $735.00 (+9.54%) Additional exemption filed | $63,010 (+2.99%) Land $24,888 Building $38,122 | $220,613 (+38.61%) Land $24,888 Building $195,725 |
| 2022 | $671.00 Homeowner's exemption | $61,180 Land $20,740 Building $40,440 | $159,161 Land $20,740 Building $138,421 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3545 Harvard Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 16 condo units |
| Nearby Flood Claims | 28 (1982–2024) |
| Claims Outside the SFHA | 12 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3545 Harvard Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TARPON SPRINGS WATER SYSTEM serves 28,875 people · EPA ID FL6521784 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Also Mapped Here | PCUD-PASCO COUNTY REGIONAL PWS |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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