Pasco County property record for 3531 Harvard Dr, Holiday, FL 34691
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,399 sqft · built 1968 |
| Lot Size | 0.119 acres (5,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,000 (Aug 2021) |
| Tax Bill | $4,481 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 36-26-15-0790-00000-2310 |
| Primary APN | 36-26-15-0790-00000-2310 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,399 sqft Living Area |
| Gross Area | 1,777 sqft |
| 1st Floor Area | 1,399 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,185 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3531 HARVARD DR |
|---|---|
| City | HOLIDAY |
| State | FL |
| Zip | 34691-4930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | HOLIDAY LAKE ESTATES UNIT 4 PB 9 PG 62 LOT 231 |
| Legal Range | 15E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | HOLIDAY LAKE ESTATES |
| Legal Tract | 790 |
| Legal Lot Number | 231 |
| Legal Unit | 4 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30412 |
3531 Harvard Dr is owned and occupied by two individuals who bought it in August 2021.
Source: Pasco County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3531 HARVARD DR, HOLIDAY, FL 34691-4930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Aug 31, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on File |
| Deed Sale | Aug 31, 2021 · Amount on File |
| Prior Sale | Aug 25, 2016 · Amount on File |
| Deed Document Number | 2021184987 |
| Deed Book / Page | 10427 / 1221 |
| Prior Transfer Date | Jan 4, 2013 |
| Prior Transfer Doc | 0092991855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3531 HARVARD DR, HOLIDAY, FL 34691-4930 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3531 HARVARD DR, HOLIDAY, FL 34691-4930 |
| Document Number | 0108871346 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 10887/1346 |
| Instrument | 2023165882 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 31, 2021 |
| Property Address | 3531 HARVARD DR, HOLIDAY, FL 34691-4930 |
| Document Number | 0104271221 |
| Book / Page | 10427 / 1221 |
| Map Reference | MB 9 PG 62 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2021184987 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2021 |
| Title Company | AMZ TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,554.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11782 CASA LAGO LN APT 103, 11782, TAMPA, FL 33626-1642 |
| Name | Verified Name |
|---|---|
| Address | 3531 HARVARD DR, HOLIDAY, FL 34691-4930 |
| Document Number | 104271224 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 10427/1224 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 3531 Harvard Dr was $4,481, up 2.9% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,973 (-0.11%) Land $36,710 Building $224,263 | $260,973 (-0.11%) Land $36,710 Building $224,263 | |
| 2025 | $4,481.00 (+2.94%) | $261,271 Land $36,710 Building $224,561 | $261,271 Land $36,710 Building $224,561 |
| 2024 | $4,353.00 (+7.45%) | ||
| 2023 | $4,051.00 (+29.72%) | $263,347 (+42.21%) Land $24,888 Building $238,459 | $263,347 (+42.21%) Land $24,888 Building $238,459 |
| 2022 | $3,123.00 | $185,178 Land $20,740 Building $164,438 | $185,178 Land $20,740 Building $164,438 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3531 Harvard Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 16 condo units |
| Nearby Flood Claims | 28 (1982–2024) |
| Claims Outside the SFHA | 12 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3531 Harvard Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TARPON SPRINGS WATER SYSTEM serves 28,875 people · EPA ID FL6521784 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Also Mapped Here | PCUD-PASCO COUNTY REGIONAL PWS |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures