35445 Laurel Tree Ct, Winchester, CA 92596 Property Records

Riverside County property record for 35445 Laurel Tree Ct, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,719 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$549,000 (Oct 2020)
Tax Bill	$9,186 (2025)
Deeds & Mortgages	Aug 2023 Transfer Oct 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`476-391-010`

Property Details

APN / Parcel Number

Primary APN	`476-391-010`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,719 sqft Living Area
Gross Area	3,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Material	Tile
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	897 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	35445 LAUREL TREE CT
City	WINCHESTER
State	CA
Zip	92596-8102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A110
Legal Description	.25 ACRES M/L IN LOT 100 MB 424/054 TR 30069-2
Legal Subdivision	TRACT NO 30069 2
Legal Tract	30069-2
Legal Lot Number	100
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3006
Census Tract	43204

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	35445 LAUREL TREE CT, WINCHESTER, CA 92596-8102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Intrafamily Transfer, Transfer
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 20, 2020	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 14, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Feb 1, 2019	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG
Aug 9, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Aug 9, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	2020503623
Last Transfer Date	Aug 8, 2023
Transfer Doc	0000259379
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 31, 2023
Property Address	35445 LAUREL TREE CT, WINCHESTER, CA 92596-8102
Document Number	0000259379
Map Reference	MB 424 PG 54-77
Instrument Date	Aug 29, 2023
Instrument	2023-0259379
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	35445 LAUREL TREE CT, WINCHESTER, CA 92596-8102

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	35445 LAUREL TREE CT, WINCHESTER, CA 92596-8102
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35445 LAUREL TREE CT, WINCHESTER, CA 92596-8102

Mortgage

Document Number	0000416571
Date	Oct 4, 2022
Instrument	2022-0416571

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	35445 LAUREL TREE CT, WINCHESTER, CA 92596-8102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35445 LAUREL TREE CT, WINCHESTER, CA 92596-8102

Mortgage

Document Number	0000408655
Date	Sep 1, 2020
Instrument	2020-0408655

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 20, 2020
Property Address	35445 LAUREL TREE CT, WINCHESTER, CA 92596-8102
Document Number	0000503623
Map Reference	MB 424 PG 54-77
Instrument Date	Oct 14, 2020
Instrument	2020-0503623
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35445 LAUREL TREE CT, WINCHESTER, CA 92596-8102

Mortgage

Document Number	0000503624
Date	Oct 20, 2020
Instrument	2020-0503624

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	35445 LAUREL TREE CT, WINCHESTER, CA 92596-8102
Document Number	0000442667
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	35445 LAUREL TREE CT MENIFEE CA 925968102, MENIFEE, CA 92596-8102

Mortgage

Document Number	0000442667
Date	Oct 31, 2019
Instrument	442667

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	35445 LAUREL TREE CT, WINCHESTER, CA 92596-8102
Document Number	0000080883
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	35445 LAUREL TREE CT WINCHESTER CA 925968102, WINCHESTER, CA 92596-8102

Mortgage

Document Number	0000080883
Date	Mar 11, 2019
Instrument	80883

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Mar 10, 2044

Interest

Rate Type	Adjustable Rate
Rate	4.37%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 9, 2018
Property Address	35445 LAUREL TREE CT, WINCHESTER, CA 92596-8102
Document Number	0000321337
Instrument Date	Jul 25, 2018
Instrument	321337
Transaction Type	Transfer
Record Updated	Aug 16, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	35445 LAUREL TREE CT MENIFEE CA 925968102, MENIFEE, CA 92596-8102

Mortgage

Document Number	321338
Date	Aug 9, 2018
Instrument	321338

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 9, 2018
Property Address	35445 LAUREL TREE CT, WINCHESTER, CA 92596-8102
Document Number	0000321336
Instrument Date	Jul 25, 2018
Instrument	321336
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	35445 LAUREL TREE CT WINCHESTER CA 925968102, WINCHESTER, CA 92596-8102

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$606,136 (+2%) Land $82,804 Building $523,332
2025	$9,186.00 (+0.53%) Homeowner's exemption	$594,252 (+4.04%) Land $81,181 Building $513,071
2023	$9,138.00 (+1.39%) Homeowner's exemption	$571,179 Land $78,030 Building $493,149
2022	$9,013.00
2021			$543,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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