3544 San Vincent Ave, Merced, CA 95348 Property Records

Merced County property record for 3544 San Vincent Ave, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,705 sqft · built 2004
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jul 2017)
Tax Bill	$4,214 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`058-453-013-000`

Property Details

APN / Parcel Number

Primary APN	`058-453-013-000`
Alternative APN	`058-453-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Patio Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	058-453-013
Street Address	3544 SAN VINCENT AVE
City	MERCED
State	CA
Zip	95348-3569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	FAHRENS PARK UNIT 4B LOT 250
Legal Subdivision	FAHRENS PARK
Legal Lot Number	250
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2010
Census Tract	1008

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3544 SAN VINCENT AVE, MERCED, CA 95348-3569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 3, 2017	Grant Deed, Transfer · Conventional with PMI MICHAEL R MCCORMICK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Prior Sale	Aug 31, 2004 · Amount on Record
Deed Document Number	201721158
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3544 SAN VINCENT AVE, MERCED, CA 95348-3569
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 SAN VINCENT AVE, MERCED, CA 95348-3569

Mortgage

Document Number	0000008035
Date	Apr 10, 2024
Instrument	2024008035

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	PO BOX 5242, FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3544 SAN VINCENT AVE, MERCED, CA 95348-3569
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 SAN VINCENT AVE, MERCED, CA 95348-3569

Mortgage

Document Number	0000033105
Date	Jul 27, 2021
Instrument	2021033105

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Aug 1, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 3, 2017
Property Address	3544 SAN VINCENT AVE, MERCED, CA 95348-3569
Document Number	0000021158
Instrument Date	Jun 22, 2017
Instrument	21158
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3544 SAN VINCENT AVE MERCED CA 953483569, MERCED, CA 95348-3569

Mortgage

Document Number	21159
Date	Jul 3, 2017
Instrument	21159

Lender

Name	MICHAEL R MCCORMICK
Address	525 SAN MIGUEL AVE, SALINAS, CA 93901-3807
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$365,527 (+2%) Land $52,224 Building $313,303
2025	$4,214.00 (+7.77%) Homeowner's exemption	$358,360 (+4.04%) Land $51,200 Building $307,160
2023	$3,910.00 (+1.3%) Homeowner's exemption	$344,447 Land $49,213 Building $295,234
2022	$3,860.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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