3543 San Vincent Ave, Merced, CA 95348 Property Records

Merced County property record for 3543 San Vincent Ave, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,830 sqft · built 2004
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2020)
Tax Bill	$3,879 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`058-452-008-000`

Property Details

APN / Parcel Number

Primary APN	`058-452-008-000`
Alternative APN	`058-452-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,367 sqft
1st Floor Area	1,830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	058-452-008
Street Address	3543 SAN VINCENT AVE
City	MERCED
State	CA
Zip	95348-3569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	FAHRENS PARK UNIT 4B LOT 237
Legal Subdivision	FAHRENS PARK
Legal Lot Number	237
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2008
Census Tract	1008

Owner

3543 San Vincent Ave is owned and occupied by two individuals who acquired it in December 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3543 SAN VINCENT AVE, MERCED, CA 95348-3569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Dec 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 15, 2020	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Apr 1, 2016 · Amount on File
Deed Document Number	202019265
Last Transfer Date	Dec 23, 2021
Transfer Doc	0000058308
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Jun 16, 2026
Property Address	3543 SAN VINCENT AVE, MERCED, CA 95348-3569
Document Number	0000016163
Instrument Date	Jun 8, 2026
Instrument	202616163
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3543 SAN VINCENT AVE, MERCED, CA 95348-3569

Mortgage

Document Number	0000016163,
Date	Jun 16, 2026
Instrument	202616163

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Dec 30, 2021
Property Address	3543 SAN VINCENT AVE, MERCED, CA 95348-3569
Document Number	0000058308
Map Reference	MB 59 PG 1-5
Instrument Date	Dec 23, 2021
Instrument	2021058308
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3543 SAN VINCENT AVE, MERCED, CA 95348-3569

Mortgage

Document Number	0000058309
Date	Dec 30, 2021
Instrument	2021058309

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 15, 2020
Property Address	3543 SAN VINCENT AVE, MERCED, CA 95348-3569
Document Number	0000019265
Map Reference	MB 59 PG 1-5
Instrument Date	Jun 6, 2020
Instrument	2020019265
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3543 SAN VINCENT AVE, MERCED, CA 95348-3569

Mortgage

Document Number	0000019266
Date	Jun 15, 2020
Instrument	2020019266

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0000019268
Date	Jun 15, 2020
Instrument	2020019268

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3543 San Vincent Ave was $3,879 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$334,649 (+2%) Land $89,237 Building $245,412
2025	$3,879.00 Homeowner's exemption	$328,088 Land $87,488 Building $240,600
2023	$3,597.00 (+1.27%) Homeowner's exemption	$315,350 Land $84,092 Building $231,258
2022	$3,552.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3543 San Vincent Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3543 San Vincent Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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