Greene County property record for 3544 Ridgeway Rd, Bellbrook, OH 45305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,476 sqft · built 1989 |
| Lot Size | 0.443 acres (19,327 sqft) |
| Owner | Individual on Record |
| Last Sale | $325,000 (May 2021) |
| Tax Bill | $7,234 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L351003050 |
| Primary APN | L351003050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,476 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 19,327 sqft (0.443 acres) |
| Lot Width | 128 ft Width |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 3544 RIDGEWAY RD |
|---|---|
| City | BELLBROOK |
| State | OH |
| Zip | 45305-1966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD SEC ONE B LOT 26 RIDGEWAY RD |
| Legal Subdivision | RIDGEWOOD |
| Legal Lot Number | 26 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BELLBROOK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 220101 |
Source: Greene County assessment roll, as of March 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 3544 RIDGEWAY RD, BELLBROOK, OH 45305-1966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| May 14, 2021 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Aug 31, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on Record |
| Deed Sale | May 14, 2021 · Amount on Record |
| Prior Sale | Mar 18, 2003 · Amount on Record |
| Deed Document Number | 202111726 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | May 14, 2021 |
| Property Address | 3544 RIDGEWAY RD, BELLBROOK, OH 45305-1966 |
| Document Number | 0000011726 |
| Map Reference | MB 22 PG 110-112 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021011726 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | VANTAGE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3544 RIDGEWAY RD, BELLBROOK, OH 45305-1966 |
| Document Number | 0000011727 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021011727 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | May 14, 2021 |
| Property Address | 3544 RIDGEWAY RD, BELLBROOK, OH 45305-1966 |
| Document Number | 2021011726 |
| Map Reference | MB 22 PG 110-112 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021011726 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | VANTAGE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3544 RIDGEWAY RD, BELLBROOK, OH 45305-1966 |
| Document Number | 2021011727 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021011727 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 3544 RIDGEWAY RD, BELLBROOK, OH 45305-1966 |
| Document Number | 0000015124 |
| Instrument Date | Aug 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 3544 RIDGEWAY RD BELLBROOK OH 453051966, BELLBROOK, OH 45305-1966 |
| Document Number | 0000015124 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 15124 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Bellbrook City |
| County | Greene County |
| Unified School District | Bellbrook-Sugarcreek Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,234.00 (+3.48%) | $124,380 (-) Land $25,690 Building $98,690 | |
| 2024 | $6,991.00 (-0.29%) | $124,380 (-) Land $25,690 Building $98,690 | |
| 2023 | $7,011.00 (+6.88%) | $124,380 (+31.88%) Land $25,690 Building $98,690 | $355,370 (+31.89%) Land $73,390 Building $281,980 |
| 2022 | $6,560.00 | $94,310 Land $19,760 Building $74,550 | |
| 2020 | $269,440 Land $56,450 Building $212,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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