3544 E Olive Ln, Hernando, FL 34442 Property Records

Citrus County property record for 3544 E Olive Ln, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 1967
Square Footage	1,462 sqft Living Area
Lot Size	15,504 sqft (0.355 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2023)
Tax Bill	$1,419.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-02-0020-000D0-003.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3544 E OLIVE LN, HERNANDO, FL 34442-3952
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 16, 2023 · Amount on Record
Deed Sale	Feb 16, 2023 · Amount on Record
Prior Sale	Jun 20, 2012 · Amount on Record
Deed Doc Number	0033552392
Deed Book / Page	3355 / 2392
Record Refreshed	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 16, 2023
Property Address	3544 E OLIVE LN, HERNANDO, FL 34442-3952
Document Number	0033552392
Book / Page	3355 / 2392
Map Reference	MB 2 PG 163
Instrument Date	Feb 16, 2023
Instrument	2023009109
Transaction Type	Transfer
Record Updated	Mar 08, 2023
Title Company	AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8206 QUEEN ANNES DR, SILVER SPRING, MD 20910-5545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8901 E LANWAY DR, TAMPA, FL 33637-4301

Mortgage

Document Number	0033552394
Date	Feb 16, 2023
Book Page	3355/2394
Instrument	2023009110

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 01, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.5%
Index	52-Week T-Bill (1-Year)
Max Rate	10%

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,419.00 (+205.16%) Homeowner's exemption Additional exemption filed	$195,576 (+67.15%) Land $24,230 Building $171,346	$195,576 (+67.15%) Land $24,230 Building $171,346
2024	$465.00 (-65.73%) Homeowner's exemption Additional exemption filed	$117,008 (+10.68%) Land $24,230 Building $92,778	$117,008 (+10.68%) Land $24,230 Building $92,778
2023	$1,357.00 (+10.59%)	$105,715 (+7.6%) Land $24,230 Building $81,485	$105,715 (+7.6%) Land $24,230 Building $81,485
2022	$1,227.00	$98,252 Land $8,550 Building $89,702	$98,252 Land $8,550 Building $89,702

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 763 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-02-0020-000D0-003.0`
Alternative APNs	`0218S19E0020000D00030` `1587719`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	1,462 sqft Living Area
1st Floor	700 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1967
Architectural Style	Other Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	15,504 sqft (0.355 acres)
Depth X Width	210 ft x 57 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Carport Area	200 sqft Carport

Exterior Amenities

Fence	Fence
Porch	Finished/Screened Porch
Porch Area	242 sqft Porch
Utility Building	128 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1587719
Old Parcel Number	0218S19E0020000D00030
Street Address	3544 E OLIVE LN
City	HERNANDO
State	FL
Zip	34442-3952
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WATSONS SUB PB 2 PG 163 LOT 3 BLK D DESC IN OR BK 94 PG 8
Legal Range	19E
Legal Township	18S
Legal Section	02
Legal Subdivision	WATSON`S
Legal Block	D
Legal Lot Number	3
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2017
Census Tract	450105