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3520 E Olive Ln, Hernando, FL 34442 Property Records

Citrus County property record for 3520 E Olive Ln, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleOther
Year BuiltBuilt 1981
Square Footage1,599 sqft Living Area
Lot Size20,171 sqft (0.463 acres)
OccupancyOwner Occupied
Tax Bill$27.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-02-0020-000D0-001.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address3520 E OLIVE LN, HERNANDO, FL 34442-3952
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 08, 2019Correction Deed
ADVANTAGE TITLE COMPANY, ADVANTAGE
Feb 20, 2019Warranty Deed, Transfer · Conventional Mortgage
WILLIAM S BOBKA
Jan 15, 2019Warranty Deed, Transfer
JEROME A SWAGGERTY
Aug 24, 2017Warranty Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2019
Deed SaleApr 26, 2019
Deed Doc Number0029741606
Deed Book / Page2848 / 2158
Prior Transfer DateAug 24, 2017
Prior Transfer Doc2017039409
Record RefreshedJun 08, 2026

May 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionCITRUS FL
Recording DateMay 08, 2019
Property Address3520 E OLIVE LN, HERNANDO, FL 34442-3952
Document Number0029741606
Book / Page002974 / 001606
Instrument DateApr 29, 2019
Instrument23491
Record UpdatedMay 23, 2019
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3520 E OLIVE LN HERNANDO FL 344423952, HERNANDO, FL 34442-3952

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 20, 2019
Property Address3520 E OLIVE LN, HERNANDO, FL 34442-3952
Document Number0029570925
Book / Page002957 / 000925
Instrument DateFeb 06, 2019
Instrument8309
Transaction TypeTransfer
Record UpdatedMar 11, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3520 E OLIVE LN HERNANDO FL 344423952, HERNANDO, FL 34442-3952

Mortgage

Document Number29570926
DateFeb 20, 2019
Book Page002957/000926
Instrument8310
Lender
NameWILLIAM S BOBKA
Address4394 SHERWOOD BLVD, MELBOURNE, FL 32935-2966
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 19, 2024
Interest
Rate6%

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJan 15, 2019
Property Address3520 E OLIVE LN, HERNANDO, FL 34442-3952
Document Number0029501775
Book / Page002950 / 001775
Instrument DateJan 02, 2019
Instrument1927
Transaction TypeTransfer
Record UpdatedFeb 05, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,200.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3520 E OLIVE LN HERNANDO FL 344423952, HERNANDO, FL 34442-3952

Mortgage

Document Number29501776
DateJan 15, 2019
Book Page002950/001776
Instrument1928
Lender
NameJEROME A SWAGGERTY
Address4351 N LAKE VISTA TRL, HERNANDO, FL 34442-5547
Special NotesLender is also the Seller
Agreement
AmountAmount Recorded
Term180 Months
DueJan 14, 2034
Interest
Rate3%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 24, 2017
Property Address3520 E OLIVE LN, HERNANDO, FL 34442-3952
Document Number0028482158
Book / Page002848 / 002158
Instrument DateAug 16, 2017
Instrument39409
Transaction TypeTransfer
Record UpdatedSep 12, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Transaction

AmountAmount Recorded
Tax$969.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4351 N LAKE VISTA TRL #TRI HERNANDO FL 344425547, HERNANDO, FL 34442-5547

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$27.00 (-98.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$219,159 (+8.3%) Land $28,480 Building $190,679$219,159 (+8.3%) Land $28,480 Building $190,679
2024$1,498.00 (+2.96%) Homeowner's exemption Additional exemption filed$202,357 (+13.13%) Land $28,480 Building $173,877$202,357 (+13.13%) Land $28,480 Building $173,877
2023$1,455.00 (+6.83%) Homeowner's exemption Additional exemption filed$178,877 (+1.76%) Land $28,480 Building $150,397$178,877 (+1.76%) Land $28,480 Building $150,397
2022$1,362.00 Homeowner's exemption Additional exemption filed$175,778 Land $10,050 Building $165,728$175,778 Land $10,050 Building $165,728

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 763 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-02-0020-000D0-001.0
Alternative APNs
  • 0218S19E0020000D00010
  • 1587697

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,599 sqft Living Area
1st Floor1,599 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1981
Architectural StyleOther Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeFooting Foundation
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area20,171 sqft (0.463 acres)
Depth X Width240 ft x 68 ft Depth x Width

Exterior Amenities

FenceFence
Deck Area220 sqft Deck
Patio Area108 sqft Patio
PorchEnclosed Porch
Porch Area366 sqft Porch
Utility Building63 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1587697
Old Parcel Number0218S19E0020000D00010
Street Address3520 E OLIVE LN
CityHERNANDO
StateFL
Zip34442-3952
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWATSONS SUB LOT 1 & W 8.5 FT OF LOT 2 BLK D DESC IN OR BK 549 PG 1733 OR BK 688 PG 131 OR BK 762 PG 1377 & OR BK 7 56 PG 514
Legal Range19E
Legal Township18S
Legal Section02
Legal SubdivisionWATSON`S
Legal BlockD
Legal Lot Number1-2
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup2
Census Block2017
Census Tract450105

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