3542 Monroe St, Dearborn, MI 48124 Property Records

Wayne County property record for 3542 Monroe St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,091 sqft · built 1944
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Jul 2023)
Tax Bill	$3,983 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`82-09-284-29-024`

Property Details

APN / Parcel Number

Primary APN	`82-09-284-29-024`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,091 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3542 MONROE ST
City	DEARBORN
State	MI
Zip	48124-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 10 MONROE BOULEVARD SUB
Legal Subdivision	MONROE BOULEVARD
Legal Lot Number	10
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1028
Census Tract	575300

Owner

3542 Monroe St is owned and occupied by an individual who bought it in July 2023.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3542 MONROE ST, DEARBORN, MI 48124-3658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Jul 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Jul 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Prior Sale	Jul 29, 2021 · Amount on File
Deed Document Number	2023196363
Deed Book / Page	58357 / 1122
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	0551860424
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 17, 2026
Property Address	3542 MONROE ST, DEARBORN, MI 48124-3658
Document Number	0000156162
Book / Page	60225 / 319
Instrument Date	Apr 13, 2026
Instrument	2026156162
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3542 MONROE ST, DEARBORN, MI 48124-3658

Mortgage

Document Number	0000156163,
Date	Apr 17, 2026
Instrument	2026156163

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3542 MONROE ST, DEARBORN, MI 48124-3658
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1710 BROOKFIELD DR, ANN ARBOR, MI 48103-6077

Mortgage

Document Number	0583590551
Date	Jul 21, 2023
Book Page	58359/551
Instrument	2023196934

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 29, 2021
Property Address	3542 MONROE ST, DEARBORN, MI 48124-3658
Document Number	0569181322
Book / Page	56918 / 1322
Map Reference	LB 41 PG 1
Instrument Date	Jul 29, 2021
Instrument	2021297187
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2065 E WEST MAPLE RD # RDC311, 2065, COMMERCE TOWNSHIP, MI 48390-3858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13550 COURTSIDE WAY, SOUTHGATE, MI 48195-3406

Mortgage

Document Number	0569181040
Date	Jul 30, 2021
Book Page	56918/1040
Instrument	2021297104

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 30, 2019
Property Address	3542 MONROE ST, DEARBORN, MI 48124-3658
Document Number	0551860424
Book / Page	055186 / 000424
Instrument Date	Jun 24, 2019
Instrument	229335
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2065 E WEST MAPLE RD #C311 COMMERCE TOWNSHIP MI 483903834, C311, COMMERCE TOWNSHIP, MI 48390-3834
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3542 Monroe St was $3,983 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,200 (+8.47%)	$184,400 (+8.47%)
2025	$3,983.00 Homeowner's exemption	$85,000	$170,000
2023		$61,000	$122,000
2019	$2,297.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3542 Monroe St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	23 (2003–2023)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2021 · 2 claims Severe Storms And Flooding, Aug 2014 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3542 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 983 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

Nearby Properties on Monroe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures