3528 Monroe St, Dearborn, MI 48124 Property Records

Wayne County property record for 3528 Monroe St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1944
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,500 (Dec 2025)
Tax Bill	$3,482 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2026 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`82-09-284-29-026`

Property Details

APN / Parcel Number

Primary APN	`82-09-284-29-026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Asbestos
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3528 MONROE ST
City	DEARBORN
State	MI
Zip	48124-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 12 MONROE BOULEVARD SUB
Legal Subdivision	MONROE BOULEVARD
Legal Lot Number	12
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1028
Census Tract	575300

Owner

Source: Wayne County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8070 GREENFIELD RD, DETROIT, MI 48228-2221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2026	Land Contract, Transfer
Dec 12, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Aug 4, 2016 · Amount on Record
Deed Document Number	20257862
Deed Book / Page	59957 / 204
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3528 MONROE ST, DEARBORN, MI 48124-3658
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30852 HUNTSMAN DR W, FARMINGTON HILLS, MI 48331-1384

Mortgage

Document Number	0598531492
Date	Nov 7, 2025
Book Page	59853/1492
Instrument	2025291321

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

January 2026: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	WAYNE MI
Recording Date	Jan 9, 2026
Property Address	3528 MONROE ST, DEARBORN, MI 48124-3658
Document Number	0600050325
Book / Page	60005 / 325
Map Reference	LB 41 PG 1
Instrument Date	Nov 25, 2025
Instrument	2026025732
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32455 W 12 MILE RD UNIT 3428, 3428, FARMINGTON HILLS, MI 48333-7161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 MONROE ST, DEARBORN, MI 48124-3658

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Dec 12, 2025
Property Address	3528 MONROE ST, DEARBORN, MI 48124-3658
Document Number	0599570204
Book / Page	59957 / 204
Map Reference	LB 41 PG 1
Instrument Date	Oct 31, 2025
Instrument	2026007862
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,301.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3528 MONROE ST, DEARBORN, MI 48124-3658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32455 W 12 MILE RD UNIT 3428, 3428, FARMINGTON HILLS, MI 48333-7161

Mortgage

Document Number	0598531492
Date	Dec 12, 2025
Instrument	59853/1492

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,482.00 (+7.17%) Homeowner's exemption	$86,600 (+38.56%)	$173,200 (+38.56%)
2023	$3,249.00 (+29.55%) Homeowner's exemption	$62,500	$125,000
2019	$2,508.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	23 (2003–2023)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2021 · 2 claims Severe Storms And Flooding, Aug 2014 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 983 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

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