3542 Concord Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3542 Concord Dr, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1964
Lot Size	0.31 acres (13,504 sqft)
Owner	Trust Name on File
Last Sale	$50,000 (Aug 2018)
Tax Bill	$1,185 (2025)
Deeds & Mortgages	Aug 2018 Transfer Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`016-10-00-209.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-00-209.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Finished Area
Gross Area	1,400 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3542 CONCORD DR
City	ERLANGER
State	KY
Zip	41018-2571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON EST SEC 1 LOT 28
Legal Subdivision	LEXINGTON ESTATES
Legal Phase	1
Legal Lot Number	28
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3004
Census Tract	65600

Owner

3542 Concord Dr is owner-occupied and held in a trust since August 2018.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	3542 CONCORD DR, ERLANGER, KY 41018-2571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Deed Document Number	201808 16 059 00221
Deed Book / Page	6478 / 190
Record Updated	Oct 29, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Aug 16, 2018
Property Address	3542 CONCORD DR, ERLANGER, KY 41018-2571
Document Number	0000000221
Book / Page	0C6478 / 000190
Instrument Date	Aug 3, 2018
Instrument	221
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3542 CONCORD DR ERLANGER KY 410182571, ERLANGER, KY 41018-2571

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3542 CONCORD DR, ERLANGER, KY 41018-2571
Document Number	0000000052
Book / Page	006228 / 000213
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3542 CONCORD DR ERLANGER KY 410182571, ERLANGER, KY 41018-2571

Mortgage

Document Number	0000000052
Date	Aug 21, 2017
Book Page	006228/000213
Instrument	52

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3542 Concord Dr was $1,185 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,000 (-) Land $25,000 Building $114,000	$139,000 (-) Land $25,000 Building $114,000
2025	$1,185.00 Homeowner's exemption	$139,000 Land $25,000 Building $114,000	$139,000 Land $25,000 Building $114,000
2023	$1,202.00 Homeowner's exemption	$139,000 Land $25,000 Building $114,000	$139,000 Land $25,000 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3542 Concord Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3542 Concord Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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