3539 Concord Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3539 Concord Dr, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1964
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$134,900 (Aug 2019)
Tax Bill	$2,033 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Apr 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`016-10-00-207.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-00-207.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Finished Area
Gross Area	1,195 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3539 CONCORD DR
City	ERLANGER
State	KY
Zip	41018-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON EST SEC 1 LOT 32
Legal Subdivision	LEXINGTON ESTATES
Legal Phase	1
Legal Lot Number	32
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3009
Census Tract	65600

Owner

3539 Concord Dr is owned and occupied by an individual who bought it in August 2019.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3539 CONCORD DR, ERLANGER, KY 41018-2503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2019	Warranty Deed, Transfer · Conventional with PMI BRANCH BANKING & TR CO
Apr 22, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on File
Deed Sale	Aug 27, 2019 · Amount on File
Prior Sale	Apr 22, 2019 · Amount on File
Deed Document Number	201908 27 059 00272
Deed Book / Page	6739 / 242
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 27, 2019
Property Address	3539 CONCORD DR, ERLANGER, KY 41018-2503
Document Number	0000000272
Book / Page	0C6739 / 000242
Instrument Date	Aug 23, 2019
Instrument	272
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3539 CONCORD DR ERLANGER KY 410182503, ERLANGER, KY 41018-2503

Mortgage

Document Number	217
Date	Aug 27, 2019
Book Page	0C6740/000176
Instrument	217

Lender

Name	BRANCH BANKING & TR CO
Address	WINSTON SALEM, NC 27101

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Apr 22, 2019
Property Address	3539 CONCORD DR, ERLANGER, KY 41018-2503
Document Number	0000000020
Book / Page	0C6643 / 000139
Instrument Date	Apr 1, 2019
Instrument	20
Transaction Type	Foreclosure
Record Updated	May 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$84.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	723 TOWER PL COVINGTON KY 410113941, COVINGTON, KY 41011-3941

Tax Assessment & Valuation

The 2025 property tax bill for 3539 Concord Dr was $2,033.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,200 (-) Land $25,000 Building $129,200	$154,200 (-) Land $25,000 Building $129,200
2025	$2,033.00	$154,200 Land $25,000 Building $129,200	$154,200 Land $25,000 Building $129,200
2023	$2,003.00	$154,200 Land $25,000 Building $129,200	$154,200 Land $25,000 Building $129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3539 Concord Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3539 Concord Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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