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3542 Bob Tolbert Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3542 Bob Tolbert Rd, Navarre, FL 32566 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,141 sqft · built 2022
Lot Size0.391 acres (17,032 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (Oct 2022)
Tax Bill$3,368 (2024)
Deeds & MortgagesAug 2023 Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN39-1S-27-0000-04045-0000

Property Details

APN / Parcel Number

Primary APN39-1S-27-0000-04045-0000
Alternative APN
  • S271390000040450000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,141 sqft Living Area
Gross Area2,943 sqft
1st Floor Area2,141 sqft
FlooringWood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Construction TypeWood
Roof MaterialWood Shingle
Lot Area17,032 sqft (0.391 acres)
Lot Dimensions213 ft deep x 80 ft wide
Garage TypeAttached
Garage Area504 sqft
PorchFinished/Open Porch
Porch Area298 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3542 BOB TOLBERT RD
CityNAVARRE
StateFL
Zip32566-9632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATE FOR 2023* SECTION 39 TOWNSHIP 1 SOUTH RANGE 27 WEST PARCEL 139: COM AT NW COR OF SE4 OF NE4 OF SECTION 39 THN GO S 01*49'57W ALONG W LINE OF SE4 OF NE4 OF SAID SECTION 39 FOR 1320.00 FT TO NW COR OF NE4 OF SE4 OF SAID SECTION 39 S
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1214
Census Tract10802

Owner

Source: Santa Rosa County records · APN 39-1S-27-0000-04045-0000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3542 BOB TOLBERT RD, NAVARRE, FL 32566-9632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Oct 07, 2022Warranty Deed, Subdivision Related Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2022 · Amount on Record
Deed SaleOct 07, 2022 · Amount on Record
Prior SaleDec 20, 2021 · Amount on Record
Deed Document Number202257567
Deed Book / Page4333 / 1814
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3542 BOB TOLBERT RD, NAVARRE, FL 32566-9632
Transaction TypeMortgage
Record UpdatedApr 16, 2024
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3542 BOB TOLBERT RD, NAVARRE, FL 32566-9632

Mortgage

Document Number0044240813
DateAug 14, 2023
Book Page4424/813
Instrument202336690
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

October 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 07, 2022
Property Address3542 BOB TOLBERT RD, NAVARRE, FL 32566-9632
Document Number0043331814
Book / Page4333 / 1814
Instrument DateOct 07, 2022
Instrument202257567
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1903 ANDORRA ST, NAVARRE, FL 32566-9111

Transferred To (Grantee/Buyer)

NameVerified Name
Address7198 GORDON EVANS RD, NAVARRE, FL 32566-9829

Mortgage

Document Number0043331817
DateOct 07, 2022
Instrument4333/1817
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$326,481 (+2.9%)$340,192 (+5.29%) Land $50,000 Building $290,192
2024$3,368.00 (+2.09%) Homeowner's exemption$317,280 (+3%)$323,095 (+4.89%) Land $40,000 Building $283,095
2023$3,299.00 (+566.46%)$308,039 (+1,000.14%) Land $30,000 Building $278,039$308,039 (+1,000.14%) Land $30,000 Building $278,039
2022$495.00$28,000$28,000 Land $28,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire LikelihoodAbout 1 in 388 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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