3500 Bob Tolbert Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3500 Bob Tolbert Rd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,530 sqft · built 1991
Lot Size	2.23 acres (97,182 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Aug 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`39-1S-27-0000-02703-0000`

Property Details

APN / Parcel Number

Primary APN	`39-1S-27-0000-02703-0000`
Alternative APN	`S271390000027030000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,530 sqft Living Area
Gross Area	3,014 sqft
1st Floor Area	2,530 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	97,182 sqft (2.23 acres)
Lot Dimensions	370 ft deep x 194 ft wide
Porch	Florida Room
Porch Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3500 BOB TOLBERT RD
City	NAVARRE
State	FL
Zip	32566-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM SE CORN NE4 TH N ALG E LI SEC 198 FT TH W PARALLEL TO N QTR SEC LI 619 FT TO POB TH CO NT 100 FT TH L88* SLY 562.05 TO NR;W CO RD TH L86*46' ELY ALG R/W 100.16 FT TH NLY 559.90 FT TO POB AS DES IN OR 1108 PG 353 ALG & TOG W PORT OF FOL NOT INCL I
Legal Range	27W
Legal Township	1S
Legal Section	39
Legal Lot Number	88
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1213
Census Tract	10802

Owner

3500 Bob Tolbert Rd is owner-occupied and held in a trust.

Source: Santa Rosa County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3500 BOB TOLBERT RD, NAVARRE, FL 32566-9604
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 10, 2026
Property Address	3500 BOB TOLBERT RD, NAVARRE, FL 32566-9604
Document Number	0000040166
Book / Page	4776 / 1501
Instrument Date	Aug 5, 2026
Instrument	202640166
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3500 BOB TOLBERT RD, NAVARRE, FL 32566-9604

Tax Assessment & Valuation

The 2025 property tax bill for 3500 Bob Tolbert Rd was $1,579 with exemptions applied.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,579.00 Homeowner's exemption Widower's exemption	$163,524	$345,111 Land $125,700 Building $219,411
2023	$1,284.00 Homeowner's exemption Widower's exemption	$154,286	$298,522 Land $93,600 Building $204,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3500 Bob Tolbert Rd in Zone X, an area of minimal flood risk, though there have been 133 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3500 Bob Tolbert Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20