Lancaster County property record for 3541 Windmill Point Rd, White Stone, VA 22578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,534 sqft · built 2003 |
| Lot Size | 9.44 acres (411,206 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,250,000 (Nov 2014) |
| Tax Bill | $81 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12704 |
| Primary APN | 12704 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 8 Stories |
| Building Area | 4,534 sqft Living Area |
| Gross Area | 6,292 sqft |
| 1st Floor Area | 8,748 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 411,206 sqft (9.44 acres) |
| Garage Area | 784 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 311 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 12704 |
|---|---|
| Street Address | 3541 WINDMILL POINT RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ISLAND 9.44 AC LR14/1727 P#0494 |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 30301 |
Source: Lancaster County records · APN 12704
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2278, KILMARNOCK, VA 22482-2278 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2014 · Amount on Record |
| Deed Sale | Nov 26, 2014 · Amount on Record |
| Deed Book / Page | 1400 / 1727 |
| Record Updated | Jun 08, 2026 |
Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81.00 (-98.78%) | $1,490,100 (+41.11%) Land $323,500 Building $1,166,600 | $1,490,100 (+41.11%) Land $323,500 Building $1,166,600 |
| 2023 | $6,652.00 | $1,056,000 Land $308,500 Building $747,500 | $1,056,000 Land $308,500 Building $747,500 |
Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030303012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 174 individual policies |
| Nearby Flood Policies | 190 units insured incl. 16 condo units |
| Nearby Flood Claims | 28 (2003–2023) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 13 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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