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3505 Windmill Point Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 3505 Windmill Point Rd, White Stone, VA 22578

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,000 sqft · built 1971
Lot Size4.84 acres (210,830 sqft)
Owner2 Individual Names on Record
Last Sale$819,000 (Dec 2024)
Tax Bill$30 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN36 8A

Property Details

APN / Parcel Number

Primary APN36 8A
Alternative APN
  • 12701

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,000 sqft Living Area
Gross Area2,960 sqft
1st Floor Area1,990 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area210,830 sqft (4.84 acres)
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area552 sqft
Patio Area88 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12701
Street Address3505 WINDMILL POINT RD
CityWHITE STONE
StateVA
Zip22578-3125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionISLAND 4.84 AC LR19/1553
JurisdictionLANCASTER VA
Township / Civil Division3
Census Block Group2
Census Block2037
Census Tract30301

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4514 CUTSHAW AVE, RICHMOND, VA 23230-3733
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2024 · Amount on Record
Deed SaleDec 2, 2024 · Amount on Record
Prior SaleSep 27, 2019 · Amount on Record
Deed Document Number20242167
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateSep 27, 2019
Property Address3505 WINDMILL POINT RD, WHITE STONE, VA 22578-3125
Document Number190001553
Instrument DateSep 25, 2019
Instrument190001553
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2561 CASTLE HILL RD, MIDLOTHIAN, VA 23113-1145

Mortgage

Document Number190001554
DateSep 27, 2019
Instrument190001554
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30.00 (-98.92%)$556,700 (+25.81%) Land $287,800 Building $268,900$556,700 (+25.81%) Land $287,800 Building $268,900
2023$2,787.00$442,500 Land $287,800 Building $154,700$442,500 Land $287,800 Building $154,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 174 individual policies
Nearby Flood Policies190 units insured
incl. 16 condo units
Nearby Flood Claims28 (2003–2023)
Claims Outside the SFHA1 of 28
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOXWELLS
private · serves 218 people · EPA ID VA4103350
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable		1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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