3541 SE Kubin Ave, Stuart, FL 34997 Property Records

Martin County property record for 3541 SE Kubin Ave, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,844 sqft · built 1992
Lot Size	0.404 acres (17,598 sqft)
Owner	2 Trust Names on File
Last Sale	$850,000 (Nov 2021)
Tax Bill	$4,966 (2025)
Deeds & Mortgages	Nov 2021 Sale Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-060-000-0002.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-060-000-0002.0-6-0000`
Alternative APNs	`48-38-41-060-000-00020-6` `39008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,844 sqft Living Area
1st Floor Area	2,044 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,598 sqft (0.404 acres)
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	280 sqft
Deck Area	177 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39008
Street Address	3541 SE KUBIN AVE
City	STUART
State	FL
Zip	34997-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORAL POINT LOT 2
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	CORAL POINT
Legal Block	1
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1003
Census Tract	1302

Owner

3541 SE Kubin Ave is owner-occupied and held in a trust since November 2021.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3541 SE KUBIN AVE, STUART, FL 34997-2502
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer ATTORNEY
Jul 7, 2020	Grant Deed, Transfer ATTORNEY ONLY
May 9, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Prior Sale	Jan 24, 2005 · Amount on File
Deed Document Number	20212928014
Deed Book / Page	3274 / 686
Prior Transfer Date	Jun 16, 2020
Prior Transfer Doc	0031402646
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 24, 2021
Property Address	3541 SE KUBIN AVE, STUART, FL 34997-2502
Document Number	0032740686
Book / Page	3274 / 686
Map Reference	MB 10 PG 8
Instrument Date	Nov 23, 2021
Instrument	2928014
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$5,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 N HOLLY THORN CT, 2, SIMPSONVILLE, SC 29681-5859

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	399 PALM DR, ISLAMORADA, FL 33036-4212

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 7, 2020
Property Address	3541 SE KUBIN AVE, STUART, FL 34997-2502
Document Number	0031402646
Book / Page	003140 / 002646
Instrument Date	Jun 16, 2020
Instrument	2824005
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2 N HOLLY THORN CT SIMPSONVILLE SC 296815859, SIMPSONVILLE, SC 29681-5859

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3541 SE KUBIN AVE, STUART, FL 34997-2502
Document Number	0029950702
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3541 SE KUBIN AVE STUART FL 349972502, STUART, FL 34997-2502

Mortgage

Document Number	0029950702
Date	May 29, 2018
Book Page	002995/000702
Instrument	2697146

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 28, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3541 SE Kubin Ave was $4,966 with a homeowner's exemption, down 0.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,966.00 (-0.62%) Homeowner's exemption	$327,839	$863,670 Land $275,000 Building $588,670
2024	$4,997.00 (-61.08%)
2023	$12,838.00 (+12.22%)	$729,542 (+1%)	$772,210 (+16.43%) Land $275,000 Building $497,210
2022	$11,440.00	$663,220 Land $276,380 Building $386,840	$663,220 Land $276,380 Building $386,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3541 SE Kubin Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3541 SE Kubin Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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