3531 SE Kubin Ave, Stuart, FL 34997 Property Records

Martin County property record for 3531 SE Kubin Ave, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,326 sqft · built 1987
Lot Size	0.404 acres (17,598 sqft)
Owner	2 Individual Names on File
Last Sale	$845,000 (Mar 2024)
Tax Bill	$4,057 (2025)
Deeds & Mortgages	Mar 2024 Sale Mar 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-060-000-0003.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-060-000-0003.0-4-0000`
Alternative APNs	`48-38-41-060-000-00030-4` `39009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,326 sqft Living Area
Gross Area	2,972 sqft
1st Floor Area	2,326 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,598 sqft (0.404 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	431 sqft
Deck Area	450 sqft
Patio Area	675 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39009
Street Address	3531 SE KUBIN AVE
City	STUART
State	FL
Zip	34997-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORAL POINT LOT 3
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	CORAL POINT
Legal Block	1
Legal Lot Number	3
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1003
Census Tract	1302

Owner

3531 SE Kubin Ave is owned and occupied by two individuals who bought it in March 2024.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3531 SE KUBIN AVE, STUART, FL 34997-2502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Warranty Deed, Transfer COUNSELORS TITLE COMPANY, COUNSELORS TITLE COMPANY LLC
Mar 17, 2017	Warranty Deed, Transfer · Construction Mortgage JOHN C & CHRISTINA B HOPPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2024 · Amount on File
Deed Sale	Mar 7, 2024 · Amount on File
Prior Sale	Mar 17, 2017 · Amount on File
Deed Document Number	20243061554
Deed Book / Page	3424 / 1686
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 7, 2024
Property Address	3531 SE KUBIN AVE, STUART, FL 34997-2502
Document Number	0034241686
Book / Page	3424 / 1686
Map Reference	MB 10 PG 8
Instrument Date	Mar 7, 2024
Instrument	3061554
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	COUNSELORS TITLE COMPANY, COUNSELORS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$5,915.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	755 SATURN ST STE 205, 205, JUPITER, FL 33477-4487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 SE KUBIN AVE, STUART, FL 34997-2502

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 17, 2017
Property Address	3531 SE KUBIN AVE, STUART, FL 34997-2502
Document Number	0029131384
Book / Page	002913 / 001384
Instrument Date	Mar 17, 2017
Instrument	2625230
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3531 SE KUBIN AVE STUART FL 349972502, STUART, FL 34997-2502

Mortgage

Document Number	29131386
Date	Mar 17, 2017
Book Page	002913/001386
Instrument	2625231

Lender

Name	JOHN C & CHRISTINA B HOPPER
Address	229 PONDEROSA LN, WALESKA, GA 30183-4317
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 16, 2018

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 3531 SE Kubin Ave was $4,057 with a homeowner's exemption, down 45.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,057.00 (-45.58%) Additional exemption filed	$270,190	$770,190 Land $275,000 Building $495,190
2024	$7,455.00 (+1.87%)
2023	$7,318.00 (+3.52%) Additional exemption filed	$454,740 (+3%)	$689,490 (+13.6%) Land $275,000 Building $414,490
2022	$7,069.00 Homeowner's exemption	$441,496	$606,920 Land $276,380 Building $330,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3531 SE Kubin Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3531 SE Kubin Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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