3541 Morgan St, Steger, IL 60475 Property Records

Will County property record for 3541 Morgan St, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	1,073 sqft · built 1959
Lot Size	0.07 acres (3,075 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Mar 2023)
Tax Bill	$4,098 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-05-111-021`

Property Details

APN / Parcel Number

Primary APN	`23-15-05-111-021`
Alternative APN	`15051110210000`

Interior

Stories	1 Story
Building Area	1,073 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	3,075 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3541 MORGAN ST
City	STEGER
State	IL
Zip	60475-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 BLOCK 7 IN KENNEY BEER'S BOULEVARD ADDITION TO COLUMBIA HEIGHTS, BEING A SUB OF PRT OF THE W 992.77 FT OF THE NE FRAC
Legal Range	14E
Legal Township	34N
Legal Section	05
Legal Subdivision	KENNEY BEER'S BOULEVARD ADDITION
Legal Block	7
Legal Lot Number	28
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	3
Census Block	3006
Census Tract	883700

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9S110 S FRONTAGE RD, 207, WILLOWBROOK, IL 60527-2637
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Nov 20, 2023	Deed of Trust, Mortgage · Construction Mortgage CITADEL SERVICING CORPORATION
Mar 23, 2023	Warranty Deed, Construction Loan · Construction Mortgage DIRECTED TRUST COMPANY FBO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Deed Document Number	202313573
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3541 MORGAN ST, STEGER, IL 60475-1533
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9S110 S FRONTAGE RD 207, 207, WILLOWBROOK, IL 60527-2637

Mortgage

Document Number	0000001636
Date	Jan 9, 2026
Instrument	R2026001636

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056
Prepayment Penalty	36 Months

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3541 MORGAN ST, STEGER, IL 60475-1533
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060917
Date	Nov 20, 2023
Instrument	R2023060917

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate	10.5%

March 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 23, 2023
Property Address	3541 MORGAN ST, STEGER, IL 60475-1533
Document Number	0000013573
Instrument Date	Feb 24, 2023
Instrument	R2023013573
Transaction Type	Construction Loan
Record Updated	Apr 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3541 MORGAN ST, STEGER, IL 60475-1533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9S110 S FRONTAGE RD APT 207, 207, WILLOWBROOK, IL 60527-2637

Mortgage

Document Number	0000013574
Date	Mar 23, 2023
Instrument	R2023013574

Lender

Name	DIRECTED TRUST COMPANY FBO
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,098.00 (+291.03%)	$42,354 (+5.5%) Land $4,064 Building $38,290	$127,062 (+5.5%) Land $12,192 Building $114,870
2024		$40,146 (+26.01%) Land $3,852 Building $36,294	$120,438 (+26.01%) Land $11,556 Building $108,882
2022	$1,048.00 Homeowner's exemption Senior Citizen's exemption	$31,859 Land $3,057 Building $28,802	$95,577 Land $9,171 Building $86,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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