Will County property record for 3540 Morgan St, Steger, IL 60475
| Property Type | Single Family Home |
|---|---|
| Details | 1,338 sqft · built 1925 |
| Lot Size | 0.261 acres (2,793 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,193 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-15-05-110-040 |
| Primary APN | 23-15-05-110-040 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,338 sqft Living Area |
| Basement Area | 1,338 sqft |
| Unfinished Basement | 1,338 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 2,793 sqft (0.261 acres) |
| Street Address | 3540 MORGAN ST |
|---|---|
| City | STEGER |
| State | IL |
| Zip | 60475-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 BLOCK 6 IN KENNEY BEER'S BOULEVARD ADDITION TO COLUMBIA HEIGHTS, BEING A SUB OF PRT OF THE W 992.77 FT OF THE NE FRAC |
| Legal Range | 14E |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | KENNEY BEER'S BOULEVARD ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 19 |
| Jurisdiction | WILL IL |
| Township / Civil Division | CRETE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 883700 |
3540 Morgan St is owned and occupied by an individual.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3540 MORGAN ST, STEGER, IL 60475-1532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3540 MORGAN ST, STEGER, IL 60475-1532 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000087088 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | R2021087088 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 3540 Morgan St was $4,193.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Crete Township |
| Municipality | Steger Village |
| Secondary School District | Bloom Township High School District 206 (09 - 12) |
| Elementary School District | Steger School District 194 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,193.00 | $51,330 (+5.5%) Land $4,064 Building $47,266 | $153,990 (+5.5%) Land $12,192 Building $141,798 |
| 2024 | $48,654 Land $3,852 Building $44,802 | $145,962 Land $11,556 Building $134,406 | |
| 2022 | $3,711.00 Homeowner's exemption | $38,611 Land $3,057 Building $35,554 | $115,833 Land $9,171 Building $106,662 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3540 Morgan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3540 Morgan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEGER serves 9,700 people · EPA ID IL0314860 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures