3541 Harbour Dr, Mount Dora, FL 32757 Property Records

Lake County property record for 3541 Harbour Dr, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,010 sqft · built 1980
Lot Size	1.03 acres (44,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,000 (Nov 2017)
Tax Bill	$4,066 (2024)
Deeds & Mortgages	Aug 2021 Second Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-19-26-0030-000-01200`

Property Details

APN / Parcel Number

Primary APN	`35-19-26-0030-000-01200`
Alternative APNs	`261935003000001200` `2522372`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,010 sqft Living Area
Gross Area	2,634 sqft
1st Floor Area	2,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	44,880 sqft (1.03 acres)
Lot Dimensions	238 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Finished/Open Porch
Porch Area	1,080 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2522372
Street Address	3541 HARBOUR DR
City	MOUNT DORA
State	FL
Zip	32757-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE DORA HARBOUR LOT 12 PB 24 PG 38 ORB 5029 PG 753 ORB 5779 PG 494
Legal Range	26E
Legal Township	19S
Legal Section	35
Legal Subdivision	LAKE DORA HARBOUR
Legal Tract	0030
Legal Lot Number	12
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3021
Census Tract	30915

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3541 HARBOUR DR, MOUNT DORA, FL 32757-5412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SPECTRUM CU
Nov 20, 2017	Warranty Deed, Transfer · Conventional Mortgage SPECTRUM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Prior Sale	Mar 21, 2014 · Amount on Record
Deed Document Number	2017123674
Deed Book / Page	5029 / 753
Last Transfer Date	Aug 3, 2021
Transfer Doc	0057790494
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Aug 25, 2021
Property Address	3541 HARBOUR DR, MOUNT DORA, FL 32757-5412
Document Number	0057790494
Book / Page	5779 / 494
Map Reference	MB 24 PG 38
Instrument Date	Aug 3, 2021
Instrument	2021116696
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3541 HARBOUR DR, MOUNT DORA, FL 32757-5412

Mortgage

Document Number	0005779497
Date	Aug 25, 2021
Instrument	5779/497

Lender

Name	SPECTRUM CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 20, 2017
Property Address	3541 HARBOUR DR, MOUNT DORA, FL 32757-5412
Document Number	0050290753
Book / Page	005029 / 000753
Instrument Date	Nov 8, 2017
Instrument	123674
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3541 HARBOUR DR MOUNT DORA FL 327575412, MOUNT DORA, FL 32757-5412

Mortgage

Document Number	50290755
Date	Nov 20, 2017
Book Page	005029/000755
Instrument	123675

Lender

Name	SPECTRUM CU
Address	OAKLAND, CA 94607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,980 (+2.9%)	$373,966 (-0.05%) Land $50,008 Building $323,958
2025		$290,560 (+5.98%) Land $50,008 Building $240,552	$374,171 (+2.23%) Land $50,008 Building $324,163
2024	$4,066.00 (+8.86%)
2023	$3,735.00 (+5.09%) Homeowner's exemption	$274,160 (+3%)	$365,997 (+0.36%) Land $50,008 Building $315,989
2022	$3,554.00 Homeowner's exemption	$266,180	$364,702 Land $50,008 Building $314,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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