3480 Harbour Dr, Mount Dora, FL 32757 Property Records

Lake County property record for 3480 Harbour Dr, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1980
Lot Size	1 acres (43,845 sqft)
Owner	Individual Name on Record
Last Sale	$269,500 (Jan 2018)
Tax Bill	$3,829 (2024)
Deeds & Mortgages	Sep 2018 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-19-26-0030-000-00800`

Property Details

APN / Parcel Number

Primary APN	`35-19-26-0030-000-00800`
Alternative APNs	`261935003000000800` `2539003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,162 sqft
1st Floor Area	1,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	43,845 sqft (1 acres)
Lot Dimensions	203 ft deep x 220 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	324 sqft
Porch	Finished/Open Porch
Porch Area	306 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2539003
Street Address	3480 HARBOUR DR
City	MOUNT DORA
State	FL
Zip	32757-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE DORA HARBOUR LOT 8 PB 24 PG 38 ORB 5048 PG 2401 ORB 5120 PG 1526
Legal Range	26E
Legal Township	19S
Legal Section	35
Legal Subdivision	LAKE DORA HARBOUR
Legal Tract	0030
Legal Lot Number	8
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3021
Census Tract	30915

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3480 HARBOUR DR, MOUNT DORA, FL 32757-5412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL FLORIDA EDUCATORS FCU
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Jun 5, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 4, 2018	Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2018 · Amount on Record
Deed Sale	Jan 4, 2018 · Amount on Record
Prior Sale	Jul 5, 2016 · Amount on Record
Deed Document Number	20181231
Deed Book / Page	5048 / 2401
Last Transfer Date	May 1, 2018
Transfer Doc	0051201526
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3480 HARBOUR DR, MOUNT DORA, FL 32757-5412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BRIGHT TITLE & TRUST LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051711709
Date	Sep 18, 2018
Book Page	5171/1709
Instrument	2018109999

Lender

Name	CENTRAL FLORIDA EDUCATORS FCU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2038

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3480 HARBOUR DR, MOUNT DORA, FL 32757-5412
Document Number	0053700239
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3480 HARBOUR DR MOUNT DORA FL 327575412, MOUNT DORA, FL 32757-5412

Mortgage

Document Number	0053700239
Date	Nov 6, 2019
Book Page	005370/000239
Instrument	126013

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2034

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jun 5, 2018
Property Address	3480 HARBOUR DR, MOUNT DORA, FL 32757-5412
Document Number	0051201526
Book / Page	005120 / 001526
Instrument Date	May 1, 2018
Instrument	65257
Transaction Type	Transfer
Record Updated	Jun 25, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3480 HARBOUR DR MOUNT DORA FL 327575412, MOUNT DORA, FL 32757-5412

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 4, 2018
Property Address	3480 HARBOUR DR, MOUNT DORA, FL 32757-5412
Document Number	0050482401
Book / Page	5048 / 2401
Map Reference	MB 24 PG 38
Instrument Date	Dec 29, 2017
Instrument	2018001231
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,886.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3480 HARBOUR DR, 3480, MOUNT DORA, FL 32757-5412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3480 HARBOUR DR, MOUNT DORA, FL 32757-5412

Mortgage

Document Number	2018001232
Date	Jan 4, 2018
Instrument	2018001232

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,440 (+2.9%)	$339,193 (-0.09%) Land $53,200 Building $285,993
2025		$272,540 (+5.98%) Land $53,200 Building $219,340	$339,508 (+2.22%) Land $53,200 Building $286,308
2024	$3,829.00 (+9.18%)
2023	$3,507.00 (+5.47%) Homeowner's exemption	$257,150 (+3%)	$332,140 (+0.6%) Land $53,200 Building $278,940
2022	$3,325.00 Homeowner's exemption	$249,660	$330,169 Land $53,200 Building $276,969

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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