Alameda County property record for 35406 Monterra Cir, Union City, CA 94587
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,708 sqft · built 2001 |
| Lot Size | 0.136 acres (5,903 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,006,000 (Mar 2021) |
| Tax Bill | $14,673 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 87-20-96 |
| Primary APN | 87-20-96 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Units | 84 Units |
| Stories | 2 Stories |
| Building Area | 1,708 sqft Living Area |
| Exercise Room | Exercise Room |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Lot Area | 5,903 sqft (0.136 acres) |
| View / Lot | Average |
| Parking Spaces | 1 Parking Space |
| Street Address | 35406 MONTERRA CIR |
|---|---|
| City | UNION CITY |
| State | CA |
| Zip | 94587-8074 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BK: P254 PAGE: 59 LOT: 1 BLDG: UNIT:1402 |
| Legal Subdivision | PARCEL MAP 7408 |
| Legal Lot Number | 14 |
| Legal Unit | 1402 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | FREMONT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 440338 |
35406 Monterra Cir, a condominium, is owned and occupied by two individuals who bought it in March 2021.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35406 MONTERRA CIR, UNION CITY, CA 94587-8074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2021 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Jul 21, 2017 | Deed of Trust, Mortgage · ARM FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on File |
| Deed Sale | Mar 16, 2021 · Amount on File |
| Prior Sale | Oct 2, 2015 · Amount on File |
| Deed Document Number | 2021107956 |
| Prior Transfer Date | Jan 4, 2013 |
| Prior Transfer Doc | 0000076040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Mar 16, 2021 |
| Property Address | 35406 MONTERRA CIR, UNION CITY, CA 94587-8074 |
| Document Number | 0000107956 |
| Map Reference | MB 254 PG 59-64 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 2021107956 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 35406 MONTERRA CIR, UNION CITY, CA 94587-8074 |
| Document Number | 0000107957 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021107957 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 35406 MONTERRA CIR, UNION CITY, CA 94587-8074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG |
| Name | Verified Name |
|---|
| Document Number | 0000159826 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 2017159826 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Aug 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
The 2025 property tax bill for 35406 Monterra Cir was $14,673 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Union City |
| Unified School District | New Haven Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,024,000 (-5.93%) Land $309,300 Building $721,700 | ||
| 2025 | $14,673.00 Homeowner's exemption | $1,088,588 Land $326,576 Building $762,012 | |
| 2023 | $13,760.00 Homeowner's exemption | $1,046,330 Land $313,899 Building $732,431 | $1,042,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35406 Monterra Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35406 Monterra Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Tekify Fiber & Wireless Fixed Wireless | 1,000 / 1,000 |
| RobinsonHSS Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Sail Internet Fixed Wireless · DSL in parts of the area | 200 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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