35405 Monterra Cir, Union City, CA 94587 Property Records

Alameda County property record for 35405 Monterra Cir, Union City, CA 94587

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,015 sqft · built 2001
Lot Size	0.136 acres (5,904 sqft)
Owner	2 Individual Names on File
Last Sale	$748,000 (Nov 2022)
Tax Bill	$10,756 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87-20-74`

Property Details

APN / Parcel Number

Primary APN	`87-20-74`
Alternative APN	`087-0020-074-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	84 Units
Stories	2 Stories
Building Area	1,015 sqft Living Area
Exercise Room	Exercise Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	5,904 sqft (0.136 acres)
View / Lot	Average
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	35405 MONTERRA CIR
City	UNION CITY
State	CA
Zip	94587-8076
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BK: P254 PAGE: 59 LOT: 1 BLDG: UNIT:1101
Legal Subdivision	MONTE VISTA CONDOMINIUMS
Legal Lot Number	11
Legal Unit	1101
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3000
Census Tract	440338

Owner

35405 Monterra Cir, a condominium, is owned and occupied by two individuals who bought it in November 2022.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35405 MONTERRA CIR, UNION CITY, CA 94587-8076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Aug 10, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022 · Amount on File
Deed Sale	Nov 29, 2022 · Amount on File
Prior Sale	Aug 10, 2018 · Amount on File
Deed Document Number	2022190708
Prior Transfer Date	Feb 28, 2016
Prior Transfer Doc	0000048825
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 29, 2022
Property Address	35405 MONTERRA CIR, UNION CITY, CA 94587-8076
Document Number	0000190708
Map Reference	MB 254 PG 59-64
Instrument Date	Nov 16, 2022
Instrument	2022190708
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35405 MONTERRA CIR, UNION CITY, CA 94587-8076

Mortgage

Document Number	0000190709
Date	Nov 29, 2022
Instrument	2022190709

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35405 MONTERRA CIR, UNION CITY, CA 94587-8076
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35405 MONTERRA CIR, UNION CITY, CA 94587-8076

Mortgage

Document Number	0000010336
Date	Jan 8, 2021
Instrument	2021010336

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 10, 2018
Property Address	35405 MONTERRA CIR, UNION CITY, CA 94587-8076
Document Number	0000157065
Map Reference	MB 254 PG 59-64
Instrument Date	Jul 20, 2018
Instrument	2018157065
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	35405 MONTERRA CIR, UNION CITY, CA 94587-8076

Mortgage

Document Number	0000157066
Date	Aug 10, 2018
Instrument	2018157066

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 35405 Monterra Cir was $10,756 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$725,000 (-6.84%) Land $219,600 Building $512,400
2025	$10,756.00 Homeowner's exemption	$778,218 Land $233,465 Building $544,753
2023	$10,083.00 Homeowner's exemption	$748,000 Land $224,400 Building $523,600	$659,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35405 Monterra Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35405 Monterra Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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