3540 Thorne Path, Oxford, FL 34484 Property Records

Sumter County property record for 3540 Thorne Path, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details1,576 sqft · built 2022
Lot Size0.434 acres (18,915 sqft)
OwnerIndividual Name on Record
Last Sale$349,000 (Mar 2022)
Tax Bill$4,011 (2024)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND18C398

Property Details

APN / Parcel Number

Primary APND18C398
Alternative APN
  • 1075557

Interior

Building Area1,576 sqft Heated Area

Exterior

Year BuiltBuilt 2022
Lot Area18,915 sqft (0.434 acres)
Garage Area403 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Location & Zoning

Account Number1075557
Street Address3540 THORNE PATH
CityOXFORD
StateFL
Zip34484-3578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 398 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D
Legal Range23E
Legal Township18S
Legal Section18
Legal Phase2
Legal Lot Number398
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2028
Census Tract910100

Owner

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3540 THORNE PATH, OXFORD, FL 34484-3578
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2022 · Amount on Record
Deed SaleMar 24, 2022 · Amount on Record
Deed Document Number202260015153
Deed Book / Page4231 / 83
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateMar 24, 2022
Property Address3540 THORNE PATH, OXFORD, FL 34484-3578
Document Number0042310083
Book / Page4231 / 83
Map ReferenceMB 16 PG 17&17A-17D
Instrument DateMar 4, 2022
Instrument202260015153
Transaction TypeTransfer
Record UpdatedMar 25, 2024
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,443.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3619 KIESSEL RD, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 THORNE PATH, OXFORD, FL 34484-3578

Mortgage

Document Number0000423184
DateMar 24, 2022
Instrument4231/84
Lender
NameCITIZENS FIRST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$284,860 (+19.89%) Land $47,290 Building $237,570$284,860 (+19.89%) Land $47,290 Building $237,570
2024$4,011.00 (+22.92%)
2023$3,263.00 (+1,523.38%)$237,610 (+1,484.07%) Land $47,290 Building $190,320$237,610 (+1,484.07%) Land $47,290 Building $190,320
2022$201.00$15,000 Land $15,000$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILDWOOD, CITY OF (7 WPS)
serves 25,941 people · EPA ID FL6600331
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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