Sumter County property record for 3538 Thorne Path, Oxford, FL 34484
| Property Type | Single Family Home |
|---|---|
| Details | 1,758 sqft · built 2021 |
| Lot Size | 0.254 acres (11,107 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (Jun 2024) |
| Tax Bill | $4,389 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D18C399 |
| Primary APN | D18C399 |
|---|---|
| Alternative APN |
|
| Building Area | 1,758 sqft Heated Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Construction Type | Steel Frame |
| Lot Area | 11,107 sqft (0.254 acres) |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Account Number | 1075558 |
|---|---|
| Street Address | 3538 THORNE PATH |
| City | OXFORD |
| State | FL |
| Zip | 34484-3578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 399 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Phase | 2 |
| Legal Lot Number | 399 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 910100 |
Source: Sumter County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3538 THORNE PATH, OXFORD, FL 34484-3578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| Oct 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on Record |
| Deed Sale | Jun 6, 2024 · Amount on Record |
| Prior Sale | Aug 31, 2023 · Amount on Record |
| Deed Document Number | 202460022592 |
| Deed Book / Page | 4662 / 122 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Aug 31, 2023 |
| Property Address | 3538 THORNE PATH, OXFORD, FL 34484-3578 |
| Document Number | 0045200716 |
| Book / Page | 4520 / 716 |
| Map Reference | MB 16 PG 17,17A-17D |
| Instrument Date | Aug 24, 2023 |
| Instrument | 202360033122 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,003.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7562 TUCKER TER, MIDDLETON, FL 34762 |
| Name | Verified Name |
|---|---|
| Address | 1439 NE 134TH RD, OXFORD, FL 34484-2287 |
| Document Number | 0004520718 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 4520/718 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Oct 20, 2021 |
| Property Address | 3538 THORNE PATH, OXFORD, FL 34484-3578 |
| Document Number | 0041230580 |
| Book / Page | 4123 / 580 |
| Map Reference | MB 16 PG 17&17A-17D |
| Instrument Date | Oct 1, 2021 |
| Instrument | 202160057537 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,443.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3619 KIESSEL RD, THE VILLAGES, FL 32163-2909 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3538 THORNE PATH, OXFORD, FL 34484-3578 |
| Document Number | 0004123581 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 4123/581 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $288,450 (+20.78%) Land $27,770 Building $260,680 | $288,450 (+20.78%) Land $27,770 Building $260,680 | |
| 2024 | $4,389.00 (+59.95%) | ||
| 2023 | $2,744.00 (-14.6%) Additional exemption filed | $238,820 (+3.59%) Land $27,770 Building $211,050 | $238,820 (+3.59%) Land $27,770 Building $211,050 |
| 2022 | $3,213.00 | $230,540 Land $15,000 Building $215,540 | $230,540 Land $15,000 Building $215,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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