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3540 Pine Ridge Rd, Toano, VA 23168 Property Records

James City County property record for 3540 Pine Ridge Rd, Toano, VA 23168

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,224 sqft · built 2009
Lot Size0.248 acres (10,803 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Sep 2019)
Tax Bill$3,127 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-2 06-0-0115

Property Details

APN / Parcel Number

Primary APN12-2 06-0-0115
Alternative APN
  • 30333

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,224 sqft Living Area

Exterior

Year BuiltBuilt 2009
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area10,803 sqft (0.248 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number30333
Street Address3540 PINE RIDGE RD
CityTOANO
StateVA
Zip23168-9359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 GENERAL RESIDENTIAL
Legal DescriptionL-115 S-3 FENWICK HILLS
Legal SubdivisionFENWICK HILLS
Legal Lot Number115
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group2
Census Block2003
Census Tract80403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedWhite Hall
listed 2007 · 7 contributing resources · NRIS 07000234

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3540 PINE RIDGE RD, TOANO, VA 23168-9359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2019 · Amount on Record
Deed SaleSep 26, 2019 · Amount on Record
Prior SaleOct 13, 2009 · Amount on Record
Deed Document Number190013917
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateSep 26, 2019
Property Address3540 PINE RIDGE RD, TOANO, VA 23168-9359
Document Number0000013917
Instrument DateSep 19, 2019
Instrument13917
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 PINE RIDGE RD TOANO VA 231689359, TOANO, VA 23168-9359

Mortgage

Document Number13918
DateSep 26, 2019
Instrument13918
Lender
NameTOWNE MTG
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueSep 25, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,127.00 (+6.4%)$376,800 (+27.13%) Land $94,700 Building $282,100$376,800 (+27.13%) Land $94,700 Building $282,100
2024$2,939.00 (+19.47%)
2023$2,460.00$296,400 Land $72,800 Building $223,600$296,400 Land $72,800 Building $223,600
2022$2,460.00 (+13.57%)
2019$2,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Cox Communications
Cable		2,000 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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