3531 Pine Ridge Rd, Toano, VA 23168 Property Records

James City County property record for 3531 Pine Ridge Rd, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,307 sqft · built 2009
Lot Size	0.232 acres (10,149 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,224 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-2 06-0-0122`

Property Details

APN / Parcel Number

Primary APN	`12-2 06-0-0122`
Alternative APN	`30340`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,307 sqft Living Area

Exterior

Year Built	Built 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.232 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	30340
Street Address	3531 PINE RIDGE RD
City	TOANO
State	VA
Zip	23168-9359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL RESIDENTIAL
Legal Description	L-122 S-3 FENWICK HILLS
Legal Subdivision	FENWICK HILLS
Legal Lot Number	122
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	2
Census Block	2003
Census Tract	80403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	White Hall listed 2007 · 7 contributing resources · NRIS 07000234

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1243 MIRADOR LOOP NE, RIO RANCHO, NM 87144-5327
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Nov 3, 2009 · Amount on Record
Last Transfer Date	Nov 12, 2020
Transfer Doc	0000019535
Record Updated	Jun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 12, 2020
Property Address	3531 PINE RIDGE RD, TOANO, VA 23168-9359
Document Number	0000019535
Instrument Date	Nov 6, 2020
Instrument	19535
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 PINE RIDGE RD TOANO VA 231689359, TOANO, VA 23168-9359

Mortgage

Document Number	19536
Date	Nov 12, 2020
Instrument	19536

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 11, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,224.00 (+6.4%)	$388,500 (+27.59%) Land $94,700 Building $293,800	$388,500 (+27.59%) Land $94,700 Building $293,800
2024	$3,030.00 (+19.91%)
2023	$2,527.00	$304,500 Land $72,800 Building $231,700	$304,500 Land $72,800 Building $231,700
2022	$2,527.00 (+12.86%)
2019	$2,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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