3540 NE Spruce Dr, Camas, WA 98607 Property Records

Clark County property record for 3540 NE Spruce Dr, Camas, WA 98607

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 1,898 sqft · built 2016
Lot Size0.08 acres (3,478 sqft)
OwnerTrust Name on File
Last Sale$439,900 (Oct 2020)
Tax Bill$5,085 (2025)
Deeds & MortgagesDec 2021 Sale
Oct 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0000000009860395

Property Details

APN / Parcel Number

Primary APN0000000009860395
Alternative APN
  • 986039554

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,898 sqft Living Area
Gross Area2,298 sqft
1st Floor Area788 sqft
2nd Floor Area1,110 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialOther
Roof MaterialConcrete
Lot Area3,478 sqft (0.08 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3540 NE SPRUCE DR
CityCAMAS
StateWA
Zip98607-7211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal DescriptionHILLS AT ROUND LAKE PH 5 LOT 124 311838 FOR ASSESSOR USE ONLY HILLS AT ROUND LAKE PH 5 LOT 124 311838
Legal SubdivisionHILLS AT ROUND LAKE PH 5
Legal Phase5
Legal Lot Number124
JurisdictionCLARK WA
Township / Civil DivisionCAMAS
Census Block Group4
Census Block4024
Census Tract40605

Owner

3540 NE Spruce Dr is held in a trust since October 2020.

Source: Clark County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address10810 N TATUM BLVD, 102, PHOENIX, AZ 85028-6056
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Warranty Deed, Transfer
Oct 5, 2020Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Apr 21, 2017Warranty Deed, Transfer · Conventional Mortgage
HOMESTREET BANK
Oct 5, 2020Correction Deed, Transfer
CHICAGO TITLE VANCOUVER DOWNTOWN, CHICAGO TITLE VANCOUVER DOWNTO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2020 · Amount on File
Deed SaleOct 5, 2020 · Amount on File
Prior SaleApr 21, 2017 · Amount on File
Deed Document Number20205799165
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK WA
Recording DateDec 10, 2021
Property Address3540 NE SPRUCE DR, CAMAS, WA 98607-7211
Document Number0005998362
Map ReferenceVOL 311 PG 838
Instrument DateNov 16, 2021
Instrument5998362
Transaction TypeTransfer
Record UpdatedOct 30, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10810 N TATUM BLVD # 102-600, 102, PHOENIX, AZ 85028-6056
InvestorPossibly a Property Investor

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK WA
Recording DateOct 5, 2020
Property Address3540 NE SPRUCE DR, CAMAS, WA 98607-7211
Document Number0005799165
Map ReferenceVOL 311 PG 838
Instrument DateOct 1, 2020
Instrument5799165
Transaction TypeTransfer
Record UpdatedJun 18, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,043.40
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4035 NW JASMINE ST, CAMAS, WA 98607-4405

Mortgage

Document Number0005799166
DateOct 5, 2020
Instrument5799166
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK WA
Recording DateApr 21, 2017
Property Address3540 NE SPRUCE DR, CAMAS, WA 98607-7211
Document Number0005396577
Map ReferenceMB311 PG939
Instrument DateApr 18, 2017
Instrument5396577
Transaction TypeTransfer
Record UpdatedJun 18, 2021
Title CompanyCLARK COUNTY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,945.22
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 NE SPRUCE DR, CAMAS, WA 98607-7211

Mortgage

Document Number0005396578
DateApr 21, 2017
Instrument5396578
Lender
NameHOMESTREET BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

October 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionCLARK WA
Recording DateOct 5, 2020
Property Address3540 NE SPRUCE DR, CAMAS, WA 98607-7211
Document Number0005799164
Instrument DateApr 18, 2017
Instrument5799164
Transaction TypeTransfer
Record UpdatedOct 26, 2020
Title CompanyCHICAGO TITLE VANCOUVER DOWNTOWN, CHICAGO TITLE VANCOUVER DOWNTO

Transaction

AmountAmount on Record
Tax$6,945.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3540 NE SPRUCE DR CAMAS WA 986077211, CAMAS, WA 98607-7211

Tax Assessment & Valuation

The 2025 property tax bill for 3540 NE Spruce Dr was $5,085.

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateWashington
CountyClark County
MunicipalityCamas City
Unified School DistrictCamas School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$566,023 (-2.44%) Land $237,600 Building $328,423$566,023 (-2.44%) Land $237,600 Building $328,423
2025$5,085.00$580,192 (+8.89%) Land $240,000 Building $340,192$580,192 (+8.89%) Land $240,000 Building $340,192
2024$5,085.00 (+4.61%)$532,823 (-2.68%) Land $207,200 Building $325,623$532,823 (-2.68%) Land $207,200 Building $325,623
2023$4,861.00$547,522 (+9.97%) Land $198,320 Building $349,202$547,522 (+9.97%) Land $198,320 Building $349,202
2022$497,882 Land $180,560 Building $317,322$497,882 Land $180,560 Building $317,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3540 NE Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3540 NE Spruce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMAS MUNICIPAL WATER SEWER SYSTEM
serves 31,794 people · EPA ID WA5310800
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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