Wayne County property record for 3540 Madison St, Dearborn, MI 48124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,925 sqft · built 1951 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $152,000 (Mar 1999) |
| Tax Bill | $3,447 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-09-283-19-014 |
| Primary APN | 82-09-283-19-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,925 sqft Living Area |
| 1st Floor Area | 1,545 sqft |
| Basement Area | 760 sqft |
| Unfinished Basement | 759 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 160 ft deep x 57 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3540 MADISON ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48124-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 326 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF DEARBORN PARK SUB |
| Legal Subdivision | DEARBORN PARK |
| Legal Lot Number | 326 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 575300 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3540 MADISON ST, DEARBORN, MI 48124-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 1999 · Amount on Record |
| Deed Sale | Mar 29, 1999 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 3540 MADISON ST, DEARBORN, MI 48124-3308 |
| Document Number | 0538431134 |
| Book / Page | 053843 / 001134 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3540 MADISON ST DEARBORN MI 481243308, DEARBORN, MI 48124-3308 |
| Document Number | 0538431134 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 053843/001134 |
| Instrument | 257998 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,200 (+48.67%) | $324,400 (+48.67%) | |
| 2025 | $3,447.00 (-0.23%) | ||
| 2023 | $109,100 | $218,200 | |
| 2019 | $3,455.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1985–2018) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Aug 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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