3520 Madison St, Dearborn, MI 48124 Property Records

Wayne County property record for 3520 Madison St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1951
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Tax Bill	$3,450 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-283-19-016`

Property Details

APN / Parcel Number

Primary APN	`82-09-283-19-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	160 ft deep x 57 ft wide
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3520 MADISON ST
City	DEARBORN
State	MI
Zip	48124-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 324 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF DEARBORN PARK SUB
Legal Subdivision	DEARBORN PARK
Legal Lot Number	324
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2019
Census Tract	575300

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3520 MADISON ST, DEARBORN, MI 48124-3308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Oct 21, 2022	Intrafamily Transfer, Transfer
Mar 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2022
Transfer Doc	0579171107
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Jun 17, 2026
Property Address	3520 MADISON ST, DEARBORN, MI 48124-3308
Document Number	0000207955
Book / Page	60350 / 1157
Instrument Date	Jun 2, 2026
Instrument	2026207955
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	DFCU TITLE AGENCY LLC, DFCU TITLE AGENCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 MADISON ST, DEARBORN, MI 48124-3308

Mortgage

Document Number	0000207955,
Date	Jun 17, 2026
Book Page	60350/1157
Instrument	2026207955

Lender

Name	DFCU FINANCIAL

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Oct 21, 2022
Property Address	3520 MADISON ST, DEARBORN, MI 48124-3308
Document Number	0579171107
Book / Page	57917 / 1107
Map Reference	LB 33 PG 32
Instrument Date	Oct 19, 2022
Instrument	2022315355
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3520 MADISON ST, 3520, DEARBORN, MI 48124-3308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 MADISON ST, DEARBORN, MI 48124-3308

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 19, 2018
Property Address	3520 MADISON ST, DEARBORN, MI 48124-3308
Document Number	0542671456
Book / Page	054267 / 001456
Instrument Date	Mar 13, 2018
Instrument	60597
Transaction Type	Transfer
Record Updated	Apr 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3520 MADISON ST DEARBORN MI 481243308, DEARBORN, MI 48124-3308

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,700 (+21.07%)	$303,400 (+21.07%)
2025	$3,450.00 (-0.14%) Homeowner's exemption	$125,300 (+23.45%)	$250,600 (+23.45%)
2023		$101,500	$203,000
2019	$3,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1985–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: 123.NET.

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