Kenton County property record for 3540 Lipscomb Rd, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 2,528 sqft Finished Area |
| Lot Size | 233,482 sqft (5.36 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $3,626.00 (2025) |
| Primary APN | 059-40-00-383.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,528 sqft Finished Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Logs Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 233,482 sqft (5.36 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0594000383.00 |
|---|---|
| Street Address | 3540 LIPSCOMB RD |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2482 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5.36 ACS NS LIPSCOMB RD 1,10 MI E KY 16 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 4 |
| Census Block | 4010 |
| Census Tract | 65300 |
Source: Kenton County records · APN 059-40-00-383.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3540 LIPSCOMB RD, COVINGTON, KY 41015-2482 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Dec 23, 2016 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FIFTH THIRD BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 1997 |
| Deed Sale | Mar 07, 1997 |
| Deed Doc Number | 0000042885 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3540 LIPSCOMB RD, COVINGTON, KY 41015-2482 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3450 LIPSCOMB RD, COVINGTON, KY 41015 |
| Document Number | 0005900047 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 349/668 |
| Instrument | 22031805900047 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 45632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3540 LIPSCOMB RD, COVINGTON, KY 41015-2482 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900274 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 205/913 |
| Instrument | 21042105900274 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3540 LIPSCOMB RD, COVINGTON, KY 41015-2482 |
| Document Number | 0000000120 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | SOUTHWEST FINANCIAL, SOUTHWEST FIN'L SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3540 LIPSCOMB RD COVINGTON KY 410152482, COVINGTON, KY 41015-2482 |
| Document Number | 0000000120 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 0I3888/000330 |
| Instrument | 120 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 22, 2037 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,626.00 (-7.03%) | $365,900 (-) Land $30,000 Building $335,900 | $365,900 (-) Land $30,000 Building $335,900 |
| 2023 | $3,900.00 | $365,900 Land $30,000 Building $335,900 | $365,900 Land $30,000 Building $335,900 |
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