3531 Lipscomb Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3531 Lipscomb Rd, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1980
Square Footage1,464 sqft Finished Area
Lot Size53,579 sqft (1.23 acres)
OccupancyOwner Occupied
Last Sale$239,000 (2008)
Tax Bill$2,830.00 (2025)

Property Details

APN / Parcel Number

Primary APN059-40-00-321.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,464 sqft Finished Area
Gross Area2,660 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area53,579 sqft (1.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Pool TypeIn-Ground Pool Pool Type

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address3531 LIPSCOMB RD
CityCOVINGTON
StateKY
Zip41015-2482
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLATONIA LAKES LOTS 1315 THRU 1322 & LOTS 1412 THRU 1420 & 1464 THRU 1470 PLUS ADJ PARCELS 1.23 ACS SS LIPSCOMB R
Legal SubdivisionLATONIA LAKES
Legal Phase20
Legal Lot Number1315T22
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1009
Census Tract65800

Owner

Source: Kenton County records · APN 059-40-00-321.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3531 LIPSCOMB RD, COVINGTON, KY 41015-2482
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 29, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2008 · Amount on Record
Deed SaleSep 08, 2008 · Amount on Record
Deed Doc Number200809 08 059 00131
Deed Book / Page2373 / 1
Prior Transfer DateNov 03, 2006
Prior Transfer Doc0005900221
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3531 LIPSCOMB RD, COVINGTON, KY 41015-2482
Transaction TypeMortgage
Record UpdatedJan 05, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3531 LIPSCOMB RD, COVINGTON, KY 41015-2482

Mortgage

Document Number0005900032
DateApr 07, 2022
Book Page358/215
Instrument22040705900032
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 17, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3531 LIPSCOMB RD, COVINGTON, KY 41015-2482
Document Number0000000083
Instrument DateApr 29, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3531 LIPSCOMB RD COVINGTON KY 410152482, COVINGTON, KY 41015-2482

Mortgage

Document Number0000000083
DateJun 01, 2020
Book Page000M50/000623
Instrument83
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 31, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,830.00 (+11.2%) Homeowner's exemption$292,500 (+17.9%) Land $20,000 Building $272,500$292,500 (+17.9%) Land $20,000 Building $272,500
2023$2,545.00 Homeowner's exemption$248,100 Land $15,000 Building $233,100$248,100 Land $15,000 Building $233,100

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