3540 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 3540 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1930
Lot Size	0.172 acres (7,473 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Mar 2019)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87163-00-032`

Property Details

APN / Parcel Number

Primary APN	`87163-00-032`
Alternative APN	`R0158194`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,473 sqft (0.172 acres)
View / Lot	Traffic
Garage Type	Detached
Garage Area	280 sqft

Exterior Amenities

Porch	Open Slab
Porch Area	90 sqft
Deck Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0158194
Street Address	3540 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	TR IN SW 1/4 16-7-68, BEG AT PT WH BEARS N 00 07 30 E 30.00 FT FROM S 1/4 COR SD SEC; TH N 00 07 30 E 120.00 FT; TH N 88 31 30 W 63.35 FT; TH S 00 17 30 E 120.00 FT; TH S 88 31 30 E 62.5 FT TPOB
Legal Range	68W
Legal Township	7N
Legal Section	16
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2038
Census Tract	1601

Owner

3540 E Prospect Rd is owned and occupied by an individual who bought it in March 2019.

Source: Larimer County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3540 E PROSPECT RD, FORT COLLINS, CO 80525-9738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 6, 2019	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2019 · Amount on File
Deed Sale	Mar 6, 2019 · Amount on File
Prior Sale	Sep 14, 2016 · Amount on File
Deed Document Number	201911059
Prior Transfer Date	Mar 5, 2019
Prior Transfer Doc	0000011059
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3540 E PROSPECT RD, FORT COLLINS, CO 80525-9738
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066671
Date	Jul 12, 2021
Instrument	20210066671

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 6, 2019
Property Address	3540 E PROSPECT RD, FORT COLLINS, CO 80525-9738
Document Number	0000011059
Instrument Date	Mar 5, 2019
Instrument	11059
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.60
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3540 E PROSPECT RD FORT COLLINS CO 805259738, FORT COLLINS, CO 80525-9738

Mortgage

Document Number	11060
Date	Mar 6, 2019
Instrument	11060

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3540 E Prospect Rd was $1,603, up 15.4% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,603.00 (+15.41%)	$22,050 Land $1,250 Building $20,800	$352,800 Land $20,000 Building $332,800
2024	$1,389.00 (+5.07%)
2023	$1,322.00 (+15.56%)	$24,676 (+30.29%) Land $1,340 Building $23,336	$368,300 (+35.16%) Land $20,000 Building $348,300
2022	$1,144.00	$18,939 Land $1,390 Building $17,549	$272,500 Land $20,000 Building $252,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3540 E Prospect Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3540 E Prospect Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
TDS Telecom Cable	1,000 / 20
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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