3532 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 3532 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,265 sqft · built 1940
Lot Size	1.03 acres (44,922 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Sep 2021)
Tax Bill	$3,202 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87163-00-046`

Property Details

APN / Parcel Number

Primary APN	`87163-00-046`
Alternative APN	`R0158232`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
1st Floor Area	1,265 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,922 sqft (1.03 acres)
View / Lot	Traffic
Garage Type	Detached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0158232
Street Address	3532 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	TR IN SW 1/4 16-7-68, BEG AT PT WH BEARS N 0 7 30E 150 FT FROM S 1/4 COR, N 88 31 30 W 131.35 FT, S 0 17 30 E 120 FT TO PT ON N LN E PROSPECT ST, N 88 31 30 W 40 FT, N 0 17 30 W 120 FT, N 88 31 30 W 62.5 FT, N 0 17 30 W 135.83 FT, S 88 26 E
Legal Range	68W
Legal Township	7N
Legal Section	16
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2038
Census Tract	1601

Owner

Source: Larimer County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3532 E PROSPECT RD, FORT COLLINS, CO 80525-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Jun 7, 2021	Special Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE ALLIANCE LLC
Sep 17, 2021	Re-recorded Document · Conventional Mortgage HOME MORTGAGE ALLIANCE LLC
Apr 26, 2018	Deed of Trust, Mortgage · Conventional with PMI AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	202187179
Prior Transfer Date	May 30, 2013
Prior Transfer Doc	0000041764
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3532 E PROSPECT RD, FORT COLLINS, CO 80525-9738
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014891
Date	Mar 4, 2020
Instrument	20200014891

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 7, 2021
Property Address	3532 E PROSPECT RD, FORT COLLINS, CO 80525-9738
Document Number	0000055365
Instrument Date	Jun 4, 2021
Instrument	20210055365
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3532 E PROSPECT RD, 3532, FORT COLLINS, CO 80525-9738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3532 E PROSPECT RD, FORT COLLINS, CO 80525-9738

Mortgage

Document Number	0000055366
Date	Jun 7, 2021
Instrument	20210055366

Lender

Name	HOME MORTGAGE ALLIANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LARIMER CO
Recording Date	Sep 17, 2021
Property Address	3532 E PROSPECT RD, FORT COLLINS, CO 80525-9738
Document Number	0000087179
Instrument Date	Jun 4, 2021
Instrument	20210087179
Record Updated	Sep 23, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3532 E PROSPECT RD, 3532, FORT COLLINS, CO 80525-9738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3532 E PROSPECT RD, FORT COLLINS, CO 80525-9738

Mortgage

Document Number	0000087180
Date	Sep 17, 2021
Instrument	20210087180

Lender

Name	HOME MORTGAGE ALLIANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3532 E PROSPECT RD, FORT COLLINS, CO 80525-9738
Document Number	0000025685
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3532 E PROSPECT RD FORT COLLINS CO 805259738, FORT COLLINS, CO 80525-9738

Mortgage

Document Number	0000025685
Date	May 2, 2018
Instrument	25685

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,202.00 (+7.96%)	$31,563 (-7.72%) Land $1,875 Building $29,688	$505,000 (-1.08%) Land $30,000 Building $475,000
2024	$2,966.00 (+5.03%)
2023	$2,824.00 (+23.26%)	$34,204 (+42.45%) Land $2,010 Building $32,194	$510,500 (+47.76%) Land $30,000 Building $480,500
2022	$2,291.00	$24,012 Land $2,085 Building $21,927	$345,500 Land $30,000 Building $315,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
TDS Telecom Cable	1,000 / 20
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Prospect Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures