3525 Champlain Ln, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 3525 Champlain Ln, Virginia Beach, VA 23452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1979
Lot Size	0.114 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$222,900 (Jan 2020)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Sale & Mortgage + 1 more
APN	`1486-65-6663`

Property Details

APN / Parcel Number

Primary APN	`1486-65-6663`
Alternative APN	`14866566630000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,001 sqft
Porch	Open Porch
Porch Area	36 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3525 CHAMPLAIN LN
City	VIRGINIA BEACH
State	VA
Zip	23452-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	PECAN GARDENS LOTS 6-7 BLK 42
Legal Section	02
Legal Subdivision	PECAN GARDENS
Legal Block	42
Legal Lot Number	6-7 7
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	4
Census Block	4005
Census Tract	45414

Owner

3525 Champlain Ln is owned and occupied by two individuals who bought it in January 2020.

Source: Virginia Beach City records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3525 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage OVM FIN'L
Jan 2, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Aug 28, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2020 · Amount on File
Deed Sale	Jan 2, 2020 · Amount on File
Prior Sale	Aug 28, 2019 · Amount on File
Deed Document Number	20200102000000250
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	3525 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4004
Document Number	0000944560
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 CHAMPLAIN LN VIRGINIA BEACH VA 234524004, VIRGINIA BEACH, VA 23452-4004

Mortgage

Document Number	0000944560
Date	Oct 6, 2020
Instrument	944560

Lender

Name	OVM FIN'L

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2050

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Jan 2, 2020
Property Address	3525 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4004
Document Number	0000000250
Instrument Date	Dec 27, 2019
Instrument	250
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 CHAMPLAIN LN VIRGINIA BEACH VA 234524004, VIRGINIA BEACH, VA 23452-4004

Mortgage

Document Number	260
Date	Jan 2, 2020
Instrument	260

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Aug 28, 2019
Property Address	3525 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4004
Document Number	0000727480
Instrument Date	Aug 23, 2019
Instrument	727480
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2193 POQUOSON VA 236620193, POQUOSON, VA 23662-0193
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3525 Champlain Ln was $2,800.

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,800.00	$288,700 Land $100,000 Building $188,700	$288,700 Land $100,000 Building $188,700
2023	$2,592.00	$261,900 Land $80,000 Building $181,900	$261,900 Land $80,000 Building $181,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3525 Champlain Ln; there have been 181 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	181 (1990–2024)
Claims Outside the SFHA	13 of 181
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 73 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3525 Champlain Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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