3540 Bonner Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3540 Bonner Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,722 sqft · built 1995
Lot Size	1.6 acres (70,023 sqft)
Owner	Individual Name on Record
Last Sale	$386,697 (Apr 2024)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1-07-8-27-07-0-00103-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-8-27-07-0-00103-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,722 sqft Adjusted Area
1st Floor Area	2,214 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	70,023 sqft (1.6 acres)
Patio Area	176 sqft

Location & Zoning

Street Address	3540 BONNER DR
City	OLIVE BRANCH
State	MS
Zip	38654-7073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	WHITTEN PLACE S-D SEC E LOT 103
Legal Range	007
Legal Township	01S
Legal Section	27
Legal Subdivision	WHITTEN PLACE S-D
Legal Lot Number	103
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	2
Census Block	2015
Census Tract	70524

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3540 BONNER DR, OLIVE BRANCH, MS 38654-7073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO
Nov 18, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on Record
Deed Sale	Apr 25, 2024 · Amount on Record
Deed Book / Page	1024 / 7243
Prior Transfer Date	Nov 7, 2019
Prior Transfer Doc	000904/749
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 25, 2024
Property Address	3540 BONNER DR, OLIVE BRANCH, MS 38654-7073
Document Number	01024/7243
Book / Page	1024 / 7243
Map Reference	MB 39 PG 8-10
Instrument Date	Apr 25, 2024
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	MAGNOLIA TITLE LCC, MAGNOLIA TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1275 TWELVE STONES XING, GOODLETTSVILLE, TN 37072-3346

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3540 BONNER DR, OLIVE BRANCH, MS 38654-7073

Mortgage

Document Number	0566137162
Date	Apr 25, 2024
Instrument	5661/37162

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Nov 18, 2019
Property Address	3540 BONNER DR, OLIVE BRANCH, MS 38654-7073
Document Number	000904/749
Book / Page	0904 / 749
Map Reference	MB 39 PG 8-10
Instrument Date	Nov 7, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3540 BONNER DR, OLIVE BRANCH, MS 38654-7073

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,603.00 (+16.52%)	$23,962 (+36.88%) Land $2,800 Building $21,162	$239,620 (+36.88%) Land $28,000 Building $211,620
2023	$2,234.00	$17,506	$175,062 Land $28,000 Building $147,062

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Northcentral Connect, T-Mobile.

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