3450 Bonner Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3450 Bonner Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,679 sqft · built 1993
Lot Size	1.53 acres (66,729 sqft)
Owner	Individual Name on File
Tax Bill	$2,531 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-07-8-27-07-0-00101-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-8-27-07-0-00101-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,679 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	66,729 sqft (1.53 acres)
Patio Area	240 sqft

Location & Zoning

Street Address	3450 BONNER DR
City	OLIVE BRANCH
State	MS
Zip	38654-8123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	WHITTEN PLACE S-D SEC E LOT 101
Legal Range	07
Legal Township	01
Legal Section	27
Legal Subdivision	WHITTEN PLACE S-D
Legal Lot Number	101
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	2
Census Block	2015
Census Tract	70524

Owner

3450 Bonner Dr is owned and occupied by an individual who acquired it in March 2020.

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3450 BONNER DR, OLIVE BRANCH, MS 38654-8123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Mar 6, 2020	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020
Deed Sale	Mar 6, 2020
Deed Document Number	0000914340
Deed Book / Page	914 / 340
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3450 BONNER DR, OLIVE BRANCH, MS 38654-8123
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 BONNER DR, OLIVE BRANCH, MS 38654-8123

Mortgage

Document Number	005581/478
Date	Aug 8, 2022
Book Page	5581/478

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Jun 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 6, 2020
Property Address	3450 BONNER DR, OLIVE BRANCH, MS 38654-8123
Document Number	000914/340
Book / Page	914 / 340
Map Reference	MB 39 PG 8-10
Instrument Date	Feb 23, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5323 HIGHWAY 301, 5323, WALLS, MS 38680-9767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 BONNER DR, OLIVE BRANCH, MS 38654-8123

Mortgage

Document Number	0004899604
Date	Mar 6, 2020
Instrument	4899/604

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3450 Bonner Dr was $2,531.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,531.00	$23,363 Land $2,800 Building $20,563	$233,630 Land $28,000 Building $205,630
2023	$2,172.00	$17,078	$170,776 Land $28,000 Building $142,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3450 Bonner Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3450 Bonner Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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