354 Walker Dr, Old Fort, NC 28762 Property Records

McDowell County property record for 354 Walker Dr, Old Fort, NC 28762

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,591 sqft · built 1954
Lot Size	1.28 acres (56,192 sqft)
Owner	2 Owner Names on Record
Last Sale	$205,000 (Oct 2009)
Tax Bill	$1,051 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0648-00-51-6733`

Property Details

APN / Parcel Number

Primary APN	`0648-00-51-6733`
Alternative APN	`50379`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,591 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,192 sqft
Lot Width	318 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	50379
Street Address	354 WALKER DR
City	OLD FORT
State	NC
Zip	28762-6651
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.29 AC PER 3-12-92 SURVEY
Jurisdiction	MCDOWELL NC
Township / Civil Division	CROOKED CREEK
Census Block Group	2
Census Block	2041
Census Tract	970800

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	354 WALKER DR, OLD FORT, NC 28762-6651
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 20, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2009 · Amount on Record
Deed Sale	Oct 22, 2009 · Amount on Record
Deed Document Number	2009005018
Deed Book / Page	1005 / 0467
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	354 WALKERTOWN RD, OLD FORT, NC 28762
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013880551
Date	Feb 22, 2022
Book Page	1388/551
Instrument	2022001023

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BLACK MOUNTAIN, NC 28711

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	354 WALKERTOWN RD, OLD FORT, NC 28762
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012070844
Date	Mar 20, 2017
Book Page	1207/0844
Instrument	2017001319

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,051.00	$155,020 (-) Land $31,500 Building $123,520
2023	$1,051.00	$155,020 Land $31,500 Building $123,520	$155,020 Land $31,500 Building $123,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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