133 Walker Dr, Old Fort, NC 28762 Property Records

McDowell County property record for 133 Walker Dr, Old Fort, NC 28762

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 1,248 sqft · built 1965
Lot Size	1.04 acres (45,581 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Nov 2025)
Tax Bill	$582 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0648-00-61-6005`

Property Details

APN / Parcel Number

Primary APN	`0648-00-61-6005`
Alternative APN	`71733`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Heated Area
Gross Area	1,600 sqft
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	45,581 sqft (1.04 acres)
Lot Width	200 ft Width
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	71733
Street Address	133 WALKER DR
City	OLD FORT
State	NC
Zip	28762-6649
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.09 AC COMBINED (1.0 & 0.09 AC)
Legal Subdivision	CROOKED CREEK TOWNSHIP
Jurisdiction	MCDOWELL NC
Township / Civil Division	CROOKED CREEK
Census Block Group	2
Census Block	2041
Census Tract	970800

Owner

Source: McDowell County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58 BLUE RIDGE ASSEMBLY DR, BLACK MOUNTAIN, NC 28711-8732
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 11, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Sep 16, 2022	Intrafamily Transfer, Transfer
Feb 7, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Feb 7, 2020 · Amount on Record
Deed Document Number	20255915
Deed Book / Page	1521 / 649
Prior Transfer Date	Apr 28, 2011
Prior Transfer Doc	0010450154
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	133 WALKER DR, OLD FORT, NC 28762-6649
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013730362
Date	Oct 18, 2021
Book Page	1373/362
Instrument	2021006688

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	133 WALKER DR, OLD FORT, NC 28762-6649
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014340727
Date	May 11, 2023
Book Page	1434/727
Instrument	2023002146

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BLACK MOUNTAIN, NC 28711

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 25, 2025
Property Address	133 WALKER DR, OLD FORT, NC 28762-6649
Document Number	0015210649
Book / Page	1521 / 649
Instrument Date	Nov 20, 2025
Instrument	2025005915
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 BLUE RIDGE ASSEMBLY DR, BLACK MOUNTAIN, NC 28711-8732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 311, BLACK MOUNTAIN, NC 28711-0311

Mortgage

Document Number	2025005916
Date	Nov 25, 2025
Instrument	2025005916

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Sep 16, 2022
Property Address	133 WALKER DR, OLD FORT, NC 28762-6649
Document Number	0014130184
Book / Page	1413 / 184
Instrument Date	Sep 15, 2022
Instrument	2022005510
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 7, 2020
Property Address	133 WALKER DR, OLD FORT, NC 28762-6649
Document Number	0013000333
Book / Page	1300 / 0333
Instrument Date	Jan 23, 2020
Instrument	2020000650
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 21, OLD FORT, NC 28762-0021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WALKER DR, OLD FORT, NC 28762-6649

Mortgage

Document Number	2020000651
Date	Feb 7, 2020
Instrument	2020000651

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 17, 2017
Property Address	133 WALKER DR, OLD FORT, NC 28762-6649
Document Number	0012050593
Book / Page	001205 / 000593
Instrument Date	Feb 17, 2017
Instrument	796
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	365 WALKER DR OLD FORT NC 287626651, OLD FORT, NC 28762-6651

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$582.00	$85,980 (-) Land $30,000 Building $55,980
2023	$582.00	$85,980 Land $30,000 Building $55,980	$85,980 Land $30,000 Building $55,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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