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354 Summit Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 354 Summit Ave, Oradell, NJ 07649

Property Summary

Property TypeSingle Family Home
Details2,552 sqft · built 1978
Lot Size0.278 acres (12,118 sqft)
Owner2 Individual Names on Record
Last Sale$575,000 (May 2002)
Tax Bill$23,462 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN44-00405-0000-00028

Property Details

APN / Parcel Number

Primary APN44-00405-0000-00028
Alternative APNs
  • 440040500028
  • 00209710

Interior

Stories2 Stories
Building Area2,552 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area12,118 sqft (0.278 acres)
Lot Dimensions120 ft deep x 101 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number00209710
Street Address354 SUMMIT AVE
CityORADELL
StateNJ
Zip07649-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description101X120 AVG
Legal Block405
Legal Lot Number28
JurisdictionBERGEN NJ
Township / Civil DivisionORADELL
Census Block Group4
Census Block4010
Census Tract40002

Owner

Source: Bergen County and Oradell Borough records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address354 SUMMIT AVE, ORADELL, NJ 07649-1928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK
Mar 1, 2017Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2002 · Amount on Record
Deed SaleMay 3, 2002 · Amount on Record
Deed Book / Page8466 / 871
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateJun 25, 2026
Property Address354 SUMMIT AVE, ORADELL, NJ 07649-1928
Document Number0000042662
Book / Page5830 / 923
Instrument DateJun 3, 2026
Instrument202642662
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 SUMMIT AVE, ORADELL, NJ 07649-1928

Mortgage

Document Number0000042662,
DateJun 25, 2026
Book Page5830/923
Instrument202642662
Lender
NamePNC BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 15, 2066
Interest
Rate6.37%
Max Rate-1%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address354 SUMMIT AVE, ORADELL, NJ 07649-1928
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025482107
DateMar 1, 2017
Book Page02548/2107
Instrument17-018668
Lender
NamePNC BANK NA
TypeBank
AddressWEST MIFFLIN, PA 15122
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOradell Borough
Elementary School DistrictOradell Borough School District (KG - 06)
Secondary School DistrictRiver Dell Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,068,400 (+4.51%) Land $582,300 Building $486,100$1,068,400 (+4.51%) Land $582,300 Building $486,100
2025$23,462.00 (+4.03%)$1,022,300 (+23.38%) Land $546,100 Building $476,200$1,022,300 (+23.38%) Land $546,100 Building $476,200
2024$22,554.00 (+6.54%)
2023$828,600 Land $403,800 Building $424,800$828,600 Land $403,800 Building $424,800
2022$21,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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