354 Summers Trce, Belleville, IL 62220 Property Records

St. Clair County property record for 354 Summers Trce, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,216 sqft · built 2003
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Mar 2004)
Tax Bill	$9,051 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Line of Credit
APN	`08-32-0-211-006`

Property Details

APN / Parcel Number

Primary APN	`08-32-0-211-006`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,216 sqft Living Area
Upper Floors Area	17 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	354 SUMMERS TRCE
City	BELLEVILLE
State	IL
Zip	62220-2777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODRIDGE EST 14TH ADD LOT/SEC-137 DOC A01830362
Legal Subdivision	WOODRIDGE EST 14TH ADD
Legal Block	211
Legal Lot Number	137
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	2
Census Block	2023
Census Tract	503304

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	354 SUMMERS TRCE, BELLEVILLE, IL 62220-2777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Aug 8, 2019	Deed of Trust, Mortgage · Line of Credit SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2004 · Amount on Record
Deed Sale	Mar 24, 2004 · Amount on Record
Prior Sale	Oct 24, 2002 · Amount on Record
Deed Document Number	20041830362
Deed Book / Page	4003 / 445
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	354 SUMMERS TRCE, BELLEVILLE, IL 62220-2777
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02721345
Date	Oct 12, 2021
Instrument	A02721345

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	354 SUMMERS TRCE, BELLEVILLE, IL 62220-2777
Document Number	00A2625200
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	354 SUMMERS TRCE BELLEVILLE IL 622202777, BELLEVILLE, IL 62220-2777

Mortgage

Document Number	00A2625200
Date	Sep 5, 2019
Instrument	2625200

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 4, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,051.00	$111,167 (+34.12%) Land $18,325 Building $92,842	$333,501 (+34.12%) Land $54,975 Building $278,526
2022		$82,885 Land $15,244 Building $67,641	$248,655 Land $45,732 Building $202,923

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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