345 Summers Trce, Belleville, IL 62220 Property Records

St. Clair County property record for 345 Summers Trce, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,260 sqft · built 2003
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Jul 2020)
Tax Bill	$11,026 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
APN	`08-32-0-210-032`

Property Details

APN / Parcel Number

Primary APN	`08-32-0-210-032`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
Basement Area	2,323 sqft
Unfinished Basement	2,323 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	14,375 sqft (0.33 acres)
Garage Area	879 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	576 sqft
Deck Area	540 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	345 SUMMERS TRCE
City	BELLEVILLE
State	IL
Zip	62220-2773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODRIDGE EST 14TH ADD LOT/SEC-135 A02657031
Legal Subdivision	WOODRIDGE EST 14TH ADD
Legal Block	210
Legal Lot Number	135
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	2
Census Block	2033
Census Tract	503304

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 SUMMERS TRCE, BELLEVILLE, IL 62220-2773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Oct 19, 2004 · Amount on Record
Deed Document Number	20202657031
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 6, 2020
Property Address	345 SUMMERS TRCE, BELLEVILLE, IL 62220-2773
Document Number	00A2657031
Instrument Date	Jul 2, 2020
Instrument	2657031
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	SOUTHERN IL R/E TITLE CTR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	345 SUMMERS TRCE BELLEVILLE IL 622202773, BELLEVILLE, IL 62220-2773

Mortgage

Document Number	A2657032
Date	Jul 6, 2020
Instrument	2657032

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,026.00	$134,118 (+25.33%) Land $17,810 Building $116,308	$402,354 (+25.33%) Land $53,430 Building $348,924
2022		$107,014 Land $14,816 Building $92,198	$321,042 Land $44,448 Building $276,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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