Westerly Town property record for 354 Shore Rd, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,389 sqft · built 1939 |
| Lot Size | 0.459 acres (20,004 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $334,000 (Mar 2011) |
| Tax Bill | $4,796 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:133 B:22 L:1 |
| Primary APN | WEST M:133 B:22 L:1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,389 sqft Living Area |
| Gross Area | 4,900 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,004 sqft (0.459 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 4050848 |
|---|---|
| Street Address | 354 SHORE RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 22 |
| Legal Lot Number | 1 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 50902 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 354 SHORE RD, WESTERLY, RI 02891-4031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 22, 2020 | Quit Claim Deed, Transfer RESIDENTIAL MTG SVC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2011 · Amount on Record |
| Deed Sale | Mar 14, 2011 · Amount on Record |
| Deed Book / Page | 1890 / 170 |
| Last Transfer Date | May 5, 2020 |
| Transfer Doc | 2020-11802 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 354 SHORE RD, WESTERLY, RI 02891-4031 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018-6063 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 2018/6063 |
| Instrument | 1541 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 22, 2020 |
| Property Address | 354 SHORE RD, WESTERLY, RI 02891-4031 |
| Document Number | 2020-1802 |
| Book / Page | 002020 / 011802 |
| Instrument Date | May 5, 2020 |
| Instrument | 2719 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 354 SHORE RD WESTERLY RI 028914031, WESTERLY, RI 02891-4031 |
| Document Number | 2020-1805 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 002020/011805 |
| Instrument | 2720 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 21, 2035 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,796.00 (-6.6%) | $674,500 (+26.36%) Land $299,300 Building $375,200 |
| 2023 | $5,135.00 (+0.63%) | $533,800 (-) Land $213,800 Building $320,000 |
| 2022 | $5,103.00 | $533,800 Land $213,800 Building $320,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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