Westerly Town property record for 345 Shore Rd, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,551 sqft · built 2018 |
| Lot Size | 0.909 acres (39,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Dec 2017) |
| Tax Bill | $7,892 (2025) |
| Deeds & Mortgages | Feb 2023 Refinance Jul 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:133 B:1-B L |
| Primary APN | M:133 B:1-B L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,551 sqft Living Area |
| Gross Area | 6,518 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,583 sqft (0.909 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1015205 |
|---|---|
| Street Address | 345 SHORE RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | B |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 51000 |
345 Shore Rd is owned and occupied by an individual who bought it in December 2017.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 SHORE RD, WESTERLY, RI 02891-4028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| Jul 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| Mar 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CHELSEA GROTON BANK |
| Oct 17, 2019 | Deed of Trust, Mortgage DIME BK |
| May 29, 2018 | Quit Claim Deed, Transfer DIME BANK |
| Dec 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TR CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2017 · Amount on File |
| Deed Sale | Dec 1, 2017 · Amount on File |
| Prior Sale | Dec 1, 1989 · Amount on File |
| Deed Document Number | 20175306 |
| Transfer Doc | 2018-8540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 345 SHORE RD, WESTERLY, RI 02891-4028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023-1409 |
|---|---|
| Date | Feb 8, 2023 |
| Book Page | 2023/1409 |
| Instrument | 2023-360 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 345 SHORE RD, WESTERLY, RI 02891-4028 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021-18631 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 2021/18631 |
| Instrument | 2021-4193 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 345 SHORE RD, WESTERLY, RI 02891-4028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020-5799 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 2020/5799 |
| Instrument | 2020-1367 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 345 SHORE RD, WESTERLY, RI 02891-4028 |
| Document Number | 2019-7823 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 345 SHORE RD WESTERLY RI 028914028, WESTERLY, RI 02891-4028 |
| Document Number | 2019-7823 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 002019/017823 |
| Instrument | 4537 |
| Name | DIME BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 29, 2018 |
| Property Address | 345 SHORE RD, WESTERLY, RI 02891-4028 |
| Document Number | 2018-8536 |
| Book / Page | 2018 / 8536 |
| Instrument | 2159 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $18.79 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018-8540 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 2018/8540 |
| Instrument | 2161 |
| Name | DIME BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 372 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 1, 2017 |
| Property Address | 345 SHORE RD, WESTERLY, RI 02891-4028 |
| Document Number | 2017-1436 |
| Book / Page | 002017 / 021436 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 5306 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 SPRING ST #1 STONEHAM MA 021803837, 1, STONEHAM, MA 02180-3837 |
| Document Number | 2017-1438 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 002017/021438 |
| Instrument | 5307 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Nov 30, 2020 |
The 2025 property tax bill for 345 Shore Rd was $7,892.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,892.00 | $1,110,000 Land $385,500 Building $724,500 | $1,594,157 |
| 2023 | $7,669.00 (+0.63%) | $797,200 (-) Land $231,000 Building $566,200 | |
| 2022 | $7,621.00 | $797,200 Land $231,000 Building $566,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Shore Rd in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Shore Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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