354 Sammons St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 354 Sammons St, Cheboygan, MI 49721

Property Summary

Property TypeSingle Family Home
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$74,500 (Jan 2026)
Tax Bill$1,976 (2025)
Deeds & MortgagesJan 2026 Sale
Feb 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN054-S47-001-035-00

Property Details

APN / Parcel Number

Primary APN054-S47-001-035-00

Exterior

Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address354 SAMMONS ST
CityCHEBOYGAN
StateMI
Zip49721-1922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFM SAMMONS ADDITION TO THE VILLAGE OF CHEBOYGAN, LOT 50. (SEC 31, T38N R1W)
Legal Range01W
Legal Township050
Legal Section31
Legal SubdivisionFM SAMMONS ADD
Legal Lot Number50
JurisdictionCHEBOYGAN MI
Township / Civil DivisionCHEBOYGAN
Census Block Group2
Census Block2063
Census Tract960200

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3028 KISDON HILL DR, WAUKESHA, WI 53188-3933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Quit Claim Deed, Transfer
TALON TITLE AGENCY
Feb 29, 2024Deed of Trust, Mortgage · Conventional Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Mar 19, 2018Deed of Trust, Mortgage
CALCITE CU
Sep 1, 2021Warranty Deed, Transfer · FHA Mortgage
GOLD STAR MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2026 · Amount on Record
Deed SaleJan 22, 2026 · Amount on Record
Prior SaleAug 13, 2025
Deed Book / Page1574 / 190
Prior Transfer DateJan 15, 2026
Prior Transfer Doc001574/190
Record UpdatedOct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEBOYGAN MI
Recording DateJan 22, 2026
Property Address354 SAMMONS ST, CHEBOYGAN, MI 49721-1922
Document Number001574/190
Book / Page1574 / 190
Instrument DateJan 15, 2026
Transaction TypeTransfer
Record UpdatedFeb 2, 2026
Title CompanyTALON TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$6.41
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3028 KISDON HILL DR, WAUKESHA, WI 53188-3933

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address354 SAMMONS ST, CHEBOYGAN, MI 49721-1922
Transaction TypeMortgage
Record UpdatedMar 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 SAMMONS ST, CHEBOYGAN, MI 49721-1922

Mortgage

Document Number0000001525/0000000339
DateFeb 29, 2024
Book Page0000001525/0000000339
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueJan 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address354 SAMMONS ST, CHEBOYGAN, MI 49721-1922
Transaction TypeMortgage
Record UpdatedJun 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001355/0000000848
DateMar 19, 2018
Book Page0000001355/0000000848
Lender
NameCALCITE CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term178 Months
DueJan 1, 2033

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateSep 1, 2021
Property Address354 SAMMONS ST, CHEBOYGAN, MI 49721-1922
Document Number001460/802
Book / Page1460 / 802
Instrument DateAug 27, 2021
Transaction TypeTransfer
Record UpdatedJun 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 SAMMONS ST, CHEBOYGAN, MI 49721-1922

Mortgage

Document Number0001460803
DateSep 1, 2021
Instrument1460/803
Lender
NameGOLD STAR MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term352 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
MunicipalityCheboygan City
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$104,000 (+19.68%)$208,000 (+19.68%)
2025$1,976.00 (-18.14%) Homeowner's exemption$86,900 (+38.82%)$173,800 (+38.82%)
2024$2,414.00 (+51.16%)
2023$62,600$125,200
2022$1,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHEBOYGAN
serves 5,500 people · EPA ID MI0001360
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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