Cheboygan County property record for 321 Sammons St, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,800 (Aug 2007) |
| Tax Bill | $1,872 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-S47-001-020-00 |
| Primary APN | 054-S47-001-020-00 |
|---|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|
| Street Address | 321 SAMMONS ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FM SAMMONS ADDITION TO THE VILLAGE OF CHEBOYGAN, LOT 32. **AND** NELY 14FT OF LOT 29. (SEC 31, T38N,R1W) |
| Legal Range | 01W |
| Legal Township | 032 |
| Legal Section | 31 |
| Legal Subdivision | FM SAMMONS ADD |
| Legal Lot Number | 29,32 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 960200 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 SAMMONS ST, CHEBOYGAN, MI 49721-1930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING |
| Mar 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance STRAITS AREA FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2007 · Amount on Record |
| Deed Sale | Aug 13, 2007 · Amount on Record |
| Prior Sale | Apr 25, 2005 · Amount on Record |
| Deed Book / Page | 1076 / 197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 321 SAMMONS ST, CHEBOYGAN, MI 49721-1930 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 321 SAMMONS ST, CHEBOYGAN, MI 49721-1930 |
| Document Number | 0000001488/0000000867 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 0000001488/0000000867 |
| Name | FIGURE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 321 SAMMONS ST, CHEBOYGAN, MI 49721-1930 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1381/139 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 1381/139 |
| Name | STRAITS AREA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2039 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,700 (+64.99%) | $223,400 (+64.99%) | |
| 2025 | $1,872.00 (+10.7%) | ||
| 2023 | $67,700 | $135,400 | |
| 2022 | $1,691.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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