354 Locust St, Frederick, CO 80530 Property Records

Weld County property record for 354 Locust St, Frederick, CO 80530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1976
Lot Size	0.225 acres (9,783 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 1997)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1.31-13-1-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.31-13-1-E+-11`
Alternative APNs	`1311-31-2-13-020` `R0014989`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	2,912 sqft
1st Floor Area	1,372 sqft
Basement Area	1,260 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Frame/Masonry/Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,783 sqft (0.225 acres)
Garage Type	Attached
Garage Area	280 sqft
Porch	Slab
Porch Area	780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0014989
Street Address	354 LOCUST ST
City	FREDERICK
State	CO
Zip	80530-5042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRE 20885 L1-2-3 BLK13
Legal Range	67W
Legal Township	2N
Legal Section	31
Legal Subdivision	FREDERICK TOWN
Legal Block	13
Legal Lot Number	1-2-3
Jurisdiction	WELD CO
Township / Civil Division	ERIE-FREDERICK
Census Block Group	1
Census Block	1035
Census Tract	2014

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 513, FREDERICK, CO 80530-0513
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 1997 · Amount on Record
Deed Sale	Jul 21, 1997 · Amount on Record
Prior Sale	Jan 31, 1989
Deed Document Number	19972558968
Last Transfer Date	Jul 26, 2007
Transfer Doc	0003496090
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	354 LOCUST ST, FREDERICK, CO 80530-5042
Document Number	0004516037
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 LOCUST ST FREDERICK CO 80530, FREDERICK, CO 80530

Mortgage

Document Number	0004516037
Date	Aug 20, 2019
Instrument	4516037

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	354 LOCUST ST, FREDERICK, CO 80530-5042
Document Number	0004370672
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 LOCUST ST FREDERICK CO 80530, FREDERICK, CO 80530

Mortgage

Document Number	0004370672
Date	Jan 26, 2018
Instrument	4370672

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Frederick Town
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,760 (-2.08%) Land $7,340 Building $20,420	$453,615 (-) Land $120,000 Building $333,615
2025	$3,174.00 (+16.82%)	$28,350 (-5.75%) Land $7,500 Building $20,850	$453,615 (+2.03%) Land $120,000 Building $333,615
2024	$2,717.00 (+4.26%)
2023	$2,606.00	$30,080 Land $6,770 Building $23,310	$444,591 Land $100,000 Building $344,591

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1990–2015)
Claims Outside the SFHA	4 of 10
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FREDERICK serves 17,173 people · EPA ID CO0162288
Water Source	Purchased surface water from CARTER LAKE FILTER PLANT
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks.

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